Suing Telemarketers for Robocalls and Spam Texts Under the Florida Telemarketing Act

Current as of: September 23, 2026 Consumer Protection Law Florida
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Under the Florida Telephone Solicitation Act (FTSA), consumers can sue telemarketers for sending unconsented spam texts or robocalls, potentially recovering up to $1,500 per violation if the act was willful.

If your phone constantly rings with automated voices selling extended car warranties, or if your inbox is flooded with texts from aggressive real estate investors, you are not alone. Florida residents are among the most heavily targeted in the nation by spam calls and texts. Fortunately, you do not simply have to ignore them or endlessly block numbers. Florida has enacted some of the strongest anti-telemarketing laws in the United States, often referred to as the 'Mini-TCPA.' If a company violates these laws, you have the right to hire a lawyer and sue them for significant financial damages. Whether you live in Orlando, Jacksonville, or Boca Raton, understanding how to leverage the Florida Telephone Solicitation Act is the best way to turn those annoying interruptions into a successful legal claim.

Understanding the Florida Telephone Solicitation Act (FTSA)

The Fla. Stat. § 501.059 (FTSA) works alongside the federal 47 U.S.C. § 227 (TCPA). While commercial telemarketer licensing is regulated separately under the Florida Telemarketing Act (Fla. Stat. § 501.601), private consumer lawsuits seeking monetary compensation are brought directly under the FTSA. The FTSA strictly requires telemarketers to obtain prior express written consent before using an automated system to both select and dial telephone numbers or play recorded messages to your Florida area code phone number. Federal courts in the 11th Circuit, which covers Florida, have heavily scrutinized the necessity of consent, as seen in landmark TCPA decisions like Osorio v. State Farm Bank, F.S.B., 746 F.3d 1242 (US Court of Appeals 11th Cir. 2014). Here are the most common micro-niches where the FTSA is violated in Florida.

Real Estate Wholesalers Spamming Homeowners

Many homeowners in Florida receive relentless texts asking, "Are you interested in selling your property at 123 Main St for cash?" These texts are usually sent en masse by real estate wholesalers using automated computer software. If you never provided them your phone number or gave them written permission to solicit you, every single text they send is a potential violation of the FTSA.

Solar Panel Telemarketers

Because Florida is the Sunshine State, it is a massive market for residential solar installations. Unfortunately, some solar lead-generation companies use illegal robocalling software to blast thousands of pre-recorded voicemails or automated calls to numbers on the National Do Not Call Registry. If you answer and hear a click followed by a pre-recorded pitch, you may have a valid claim.

Cruise Line Promotional Robocalls

Operating heavily out of Miami and Fort Lauderdale, travel agencies and third-party marketers often use robocalls to offer "free" cruise vacations to the Bahamas. These campaigns frequently violate the FTSA by failing to identify the true name of the caller or using autodialers without your express written consent.

Extended Auto Warranty Calls

We have all heard the recording: "We are calling about your vehicle's extended warranty." While some of these originate from overseas scammers (which are hard to sue), many are initiated by U.S.-based lead generators. (Note: This refers to third-party telemarketers, not necessarily direct dealer fraud). If a domestic company is utilizing autodialers to spam your phone, they can be held liable under Florida law.

Claiming $1,500 in Statutory Damages

The most powerful aspect of the FTSA and the TCPA is the statutory damages provision. You do not need to prove that the spam communications caused financial loss; statutory damages start at $500 per violation. Crucially, if you can prove that the telemarketer acted 'willfully or knowingly,' the court has the authority to treble (triple) the damages up to $1,500 per call or text. However, for text messages, Fla. Stat. § 501.059(10)(c) imposes a mandatory 15-day safe harbor cure period. A consumer must first reply "STOP" to the text message, giving the sender 15 days to cease contact. An actionable lawsuit for damages arises only if the business continues to send automated texts after that 15-day window has expired.

Step-by-Step Guide to Filing a Lawsuit

Building a successful spam claim requires preserving digital evidence.

Step 1: Do Not Delete the Texts or Call Logs

Take screenshots of every spam text message immediately. Ensure the screenshot shows the date, time, and the phone number the message came from. Do not delete your phone's call history. If you are receiving calls, note the length of the call and whether a pre-recorded voice was used.

Step 2: Reply "STOP" and Wait the 15-Day Cure Period

Under Fla. Stat. § 501.059(10)(c), you cannot immediately sue upon receiving a spam text. You must reply directly with "STOP" or "Do Not Call." Take a timestamped screenshot of this opt-out text. The sender is legally granted 15 days to stop sending messages. If they continue to send automated text messages after this 15-day safe harbor period expires, your legal right to file suit matures, providing powerful evidence of a willful violation.

Step 3: Identify the Caller

Telemarketers often use 'spoofed' numbers. A lawyer can use subpoenas or specialized reverse-lookup databases to track the real company behind the spam texts. You can also file a complaint with the Florida Department of Agriculture and Consumer Services, Tallahassee using Form FDACS-10000, Florida, Department of Agriculture and Consumer Services, Consumer Complaint Form.

Step 4: File the Civil Lawsuit

Your attorney will draft a complaint and file a Form 1.997, Florida, Florida Supreme Court, Civil Cover Sheet in the appropriate court, such as the Orange County Circuit Court, Orlando or a federal district court if using the TCPA. Many of these cases settle quickly once the company realizes you have preserved the evidence.

Costs and Timeline

Because the FTSA and TCPA provide for the recovery of attorney's fees, most consumer protection lawyers take these cases on a contingency fee basis. This means you pay $0 upfront. The lawyer will take a percentage of the final settlement (usually 33% to 40%). Court filing fees in Florida are roughly $400. A standard single-plaintiff spam text case often settles in 3 to 6 months without ever going to trial, while a large class-action lawsuit against a massive corporation can take 1 to 3 years.

Frequently Asked Questions (FAQ)

Does the FTSA apply if my phone has an out-of-state area code?

The FTSA primarily protects Florida residents and numbers with a Florida area code. If you have an out-of-state area code but live in Florida, you may still have strong protections under the federal TCPA.

What if I accidentally typed my number into a website?

Typing your number into a website does not automatically give them the 'express written consent' required to use an autodialer. The website must have clear, conspicuous disclosures stating you agree to receive automated marketing messages.

Can I sue a debt collector under these laws?

Yes. If a debt collector uses an autodialer or pre-recorded voice to call your cell phone without your permission, they can be sued under the TCPA, in addition to the 15 U.S.C. § 1692.

How do I know if they are using an autodialer?

Signs of an autodialer include a brief pause or click after you say 'hello,' hearing a pre-recorded voice, or receiving identical, generic text messages from various different numbers.


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