The Florida Basic Driver Improvement (BDI) Course: When and How to Elect Traffic School

Current as of: September 24, 2026 Speeding & Moving Violations Florida
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Florida allows eligible drivers to take a 4-hour Basic Driver Improvement (BDI) course to completely avoid points on their license after a speeding or moving violation. You can only elect this option once every 12 months, and a maximum of 8 times in your entire lifetime.

Florida Traffic School Basics

No one is perfect behind the wheel. Whether you were caught speeding on the Florida Turnpike or ran a red light in Jacksonville, receiving a moving violation comes with the threat of points on your license and skyrocketing insurance rates. Fortunately, Florida law provides a highly effective safety net for drivers. By electing to attend the Basic Driver Improvement (BDI) course, you can shield your driving record from points.

The rules governing this program are established under Fla. Stat. § 318.14(9). Understanding when you are eligible and how to properly notify the court is crucial. If your situation is complex, utilizing our directory of US Lawyers can help you find a local Florida traffic attorney to advise you on whether traffic school is your best option or if fighting the ticket in court makes more financial sense.

Navigating the Strict BDI Rules and Limits

The state of Florida does not allow you to endlessly take traffic school every time you get a ticket. There are rigid limitations enforced by the Florida Department of Highway Safety and Motor Vehicles, Tallahassee.

The 1-in-12 Months and 8-Time Lifetime Rules

To qualify for the BDI course point reduction, you must meet two critical frequency requirements. First, you cannot have elected to take traffic school for a ticket in the preceding 12 months (calculated from the date of your last citation, not the date you took the class). Second, Florida law limits every driver to a maximum of eight BDI course elections in their entire lifetime under Fla. Stat. § 318.14(9). If you receive a ticket and have already hit your lifetime limit, electing school is no longer an option, and the points will stick.

Disqualification for Commercial Drivers (CDL)

If you hold a Commercial Driver's License (CDL), Florida law strictly prohibits you from electing the BDI course to avoid points-even if you received the ticket while driving your personal sedan or minivan on your day off. Federal and state laws hold commercial drivers to a higher standard. CDL holders who receive tickets must fight them directly in a court, such as the Hillsborough County Court, Tampa, by hiring an attorney to seek a dismissal.

Step-by-Step: How to Elect the BDI Course

Properly electing traffic school is a process that must be followed exactly. Missing a deadline will result in an immediate license suspension.

Step 1: Checking Your State Eligibility Online

Before paying your ticket, you must verify your eligibility. You can check your driver's license status and traffic school history directly through the state portal or by formally requesting Form HSMV 90511, Florida, Department of Highway Safety and Motor Vehicles, Driver License Record Request. If you mistakenly elect traffic school when you are ineligible, the court will still take your money, but they will assess the points anyway.

Step 2: Out-of-State Drivers Taking the BDI Course

If you are a tourist from New York or Georgia and get pulled over in Florida, you may still be eligible to take the Florida BDI course. Most Florida-approved courses are available 100% online, meaning you can complete the 4-hour class from your couch back home. Once completed, the Florida court will withhold adjudication (meaning no points are sent to your home state's DMV). Always verify with the specific Florida county clerk before making this election.

Step 3: What Happens if You Miss the 60-Day Deadline

When you elect traffic school, you must pay the court citation fee and notify the clerk within 30 days of receiving the ticket. From the date you make the election, you generally have 60 to 90 days (depending on the county) to complete the course and submit your completion certificate. If you fail to complete the BDI course before the deadline, your election is canceled, the points are instantly applied to your license, and your license will likely be suspended until you pay heavy late fees.

Costs and Time Considerations

Taking traffic school involves two separate costs. First, you still have to pay the actual traffic fine to the county clerk (usually around $166 to $276 depending on the speed). Second, you must pay the private traffic school provider for the course, which typically costs between $20 and $40. The course itself takes exactly 4 hours to complete online, and state-approved systems require you to spend the full time reading the material before taking the final exam.

ActionDeadline / LimitConsequence of Missing
Electing Traffic SchoolWithin 30 days of the citation.Points assessed automatically.
Submitting CertificateUsually 60 to 90 days from election.License suspension and late fees.
Frequency Limit1 time per 12 months.Cannot use school; points apply.

Frequently Asked Questions (FAQ)

Will my insurance go up if I take the BDI course?

No. Under Florida law, if you successfully complete the BDI course and receive a withhold of adjudication, your insurance company is legally prohibited from raising your rates or canceling your policy, unless you caused a crash.

Do I have to go to a classroom for the course?

No. The vast majority of drivers take the 4-hour Basic Driver Improvement course entirely online using a smartphone, tablet, or computer. The state approves dozens of online providers.

What happens if I fail the final test in the course?

Most state-approved online traffic schools allow you to retake the final exam multiple times for free until you pass. The questions are straightforward and based entirely on the material you just read.

Can I take traffic school if I was caught going 30 mph over the limit?

No. If you are cited for speeding 30 miles per hour or more over the posted speed limit, Florida law dictates that you are strictly ineligible for the basic traffic school election. You will face mandatory court appearances and should hire an attorney.


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