Bait-and-Switch Tactics in Maryland Car Dealerships: Can You Sue for False Advertising?

Current as of: September 30, 2026 Auto Dealer Fraud & Misrepresentation Maryland
Bait-and-switch advertising is strictly prohibited in Maryland. If a dealership advertises a vehicle online at a low price but refuses to honor it on the lot, or forces you to buy hidden add-ons, you can file a complaint with the Attorney General or sue for deceptive trade practices.

In the digital age, almost all car shopping begins online. You might find a seemingly perfect deal on a dealership's website in Baltimore, Rockville, or Bowie, only to arrive and discover the reality is entirely different. This is often the result of bait-and-switch advertising-a predatory tactic designed to lure you onto the lot with an impossibly low price (the 'bait') so the salesperson can aggressively pivot you to a more expensive vehicle or a higher price (the 'switch').

Maryland consumers are heavily protected against false advertising. The law demands that the price advertised must be the price available to the public, without hidden mandatory fees. If you have wasted time and money, or were coerced into an overpriced contract due to bait-and-switch tactics, our directory can connect you with experienced Maryland attorneys who specialize in holding deceptive dealerships accountable.

Internet Pricing vs. Physical Lot Pricing Discrepancies

One of the most common violations occurs when a dealer lists a vehicle online for an attractive price, say $22,000. When you arrive at the lot, the window sticker reflects $26,000. The salesperson will often claim the online price includes every conceivable rebate-military discounts, recent college graduate bonuses, and loyalty rebates-which almost no single buyer qualifies for simultaneously.

Under Maryland advertising regulations, a dealer cannot legally advertise a net price that deducts conditional rebates unless the advertisement clearly and conspicuously states the nature of the rebates and who qualifies for them. Advertising an artificially deflated price to drive foot traffic is a violation of the Maryland Consumer Protection Act.

'Unavailable Inventory' Claims to Upsell

Another classic bait-and-switch maneuver involves advertising a base-model vehicle at a rock-bottom price. When you arrive, the salesperson informs you that the specific vehicle was 'just sold five minutes ago' or is inexplicably 'unavailable.' They will then immediately pivot to showing you a similar, but significantly more expensive, premium trim model.

According to Md. Code Ann., Com. Law § 13-301, it is an unfair or deceptive trade practice to advertise goods with the intent not to sell them as advertised. If a dealer frequently runs ads for vehicles they do not actually have in stock just to generate leads, they are violating state law.

Mandatory Add-On Surprises

A dealership might honor the advertised base price but then force you to purchase mandatory add-ons in the finance office. Common examples include $800 for VIN etching, $1,500 for a 'paint protection package,' or $500 for nitrogen in the tires. If you refuse, they claim they cannot sell you the car.

In Maryland, if an add-on is truly mandatory to purchase the vehicle, its cost must be included in the originally advertised price. Adding mandatory fees (other than standard taxes, title, and state-capped dealer processing charges) at the end of the transaction is a clear bait-and-switch violation.

Step-by-Step Guide to Fighting Bait-and-Switch Fraud

If you encounter a deceptive dealership in Maryland, you need to gather evidence quickly. Do not sign a contract for a vehicle that does not reflect the advertised terms.

Step 1: Document the Online Price

Before you ever step foot on the lot, take time-stamped screenshots of the vehicle's listing on the dealer's website, as well as on third-party aggregators. Print out the page and save all email communications with the internet sales manager confirming the price.

Step 2: Refuse Deceptive Terms

If the dealer refuses to honor the price or forces add-ons, present your printed proof. If they still refuse, walk away. Do not let the sunk cost of your commute pressure you into a bad financial decision.

Step 3: File an Attorney General Complaint

You can report the dealership directly to the state's top consumer watchdog. Submit the Form CPD-Complaint, Maryland, Office of the Attorney General, General Consumer Complaint Form. This can be directed to the Maryland Office of the Attorney General, Consumer Protection Division, Baltimore. They have the authority to mediate disputes and issue injunctions against dealers engaging in pattern fraud.

Step 4: Consult a Consumer Protection Lawyer

If you actually purchased the vehicle and realized later that you were overcharged due to a bait-and-switch, you may be entitled to damages. An attorney can help you file a lawsuit in a Maryland court, such as the District Court of Maryland for Baltimore County, Towson or the District Court of Maryland for Montgomery County, Rockville, to recover your financial losses.

How Much Does it Cost in Maryland?

Seeking justice for false advertising does not have to be expensive.

  • Regulatory Complaints: Filing a complaint with the Maryland Attorney General or the Motor Vehicle Administration is completely free.
  • Small Claims Court: If your damages are under $5,000, you can file a small claims action in a Maryland District Court for a filing fee of approximately $34.
  • Attorney Fees: Because the Maryland Consumer Protection Act provides for the award of attorney's fees to a prevailing plaintiff, many lawyers will accept strong bait-and-switch cases without requiring you to pay hourly rates upfront.

How Long Does the Process Take?

Filing a complaint with the Attorney General's Consumer Protection Division usually results in mediation starting within 3 to 6 weeks. If the dealer is stubborn, resolving the issue through a civil lawsuit in a Maryland District Court can take several months, usually ranging from 4 to 8 months depending on the court's schedule.

Frequently Asked Questions (FAQ)

What is considered bait-and-switch in Maryland?

It is advertising a product at a specific price or with specific features without the actual intent to sell it as advertised, usually to lure a consumer in and upsell them a different or more expensive product.

Can a dealer charge a dealer processing fee not listed in the ad?

Maryland law allows dealers to charge a processing fee (which is capped by the state at $800 under Md. Code Ann., Transp. § 15-311.1), but the advertisement must clearly state that taxes, title, and dealer processing fees are not included in the advertised price.

What if the dealer made an honest typo on the website?

If a price was a genuine, obvious typographical error (e.g., listing a $50,000 car for $5,000), courts generally will not force the dealer to honor it. However, if the error was $28,000 instead of $30,000, it is harder for the dealer to claim a simple typo without facing regulatory scrutiny.

Are mandatory window etching or paint protection packages legal?

They are only legal if they were clearly included in the advertised price of the vehicle. A dealer cannot advertise a car for $20,000 and then state you must pay an extra $1,000 for mandatory protection packages to buy the car.


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