Consumer Protection Law Ohio
Identifying and Suing Predatory Payday Lenders Violating Ohio Short-Term Loan Act
For years, payday storefronts and high-interest internet lenders exploited statutory loopholes in Ohio to trap borrowers in triple-digit annual percentage rates, disguising short-t...
Regulation E Claims: Recovering Stolen Funds from Zelle and Wire Fraud in Ohio
Watching thousands of dollars vanish from your checking account in Columbus, Cleveland, or Cincinnati through an unauthorized Zelle transfer or a hacked real estate wire instructio...
How to Report and Recover from ODJFS Unemployment Identity Theft in Ohio
Opening your mailbox in Columbus, Cleveland, or Cincinnati to find an unexpected U.S. Bank ReliaCard, a Monetary Determination notice, or a tax statement for thousands of dollars i...
What to Do When a Debt Collector Threatens You with Jail or Arrest in Ohio
Receiving a voicemail warning that county sheriff's deputies are being dispatched to your home or workplace with a bench warrant unless you wire money within the hour is terrifying...
Social Media Debt Collection Harassment in Ohio: Facebook, LinkedIn, and Texts
Opening your smartphone in Columbus, Cleveland, or Cincinnati to find a third-party debt collector sliding into your Facebook Messenger inbox or commenting on a professional Linked...
Dealing with Debt Collectors Seeking Payment for a Deceased Relative in Ohio
Few experiences are more distressing than mourning the loss of a spouse or parent in Columbus, Cleveland, or Cincinnati, only to have specialty deceased-account collection agencies...
Auto Loan Packing and Hidden Dealership Fees in Ohio: How to Spot and Sue
Negotiating a car purchase by focusing solely on the monthly payment is the fastest way to lose thousands of dollars in an Ohio dealership finance office. When a salesperson in Col...
Forged Signatures and E-Contract Fraud at Ohio Car Dealerships
Across Ohio, paper contracts and carbon-copy forms in dealership finance offices have largely been replaced by iPads, desktop DocuSign portals, and detached electronic signature pa...
Bait and Switch Car Advertising Tactics Violating Ohio Consumer Law
Driving across Columbus, Cleveland, or Cincinnati after screenshotting an unbeatable online vehicle special-only to have a finance manager add $3,800 in surprise fees or claim the...
Odometer Rollback and Mileage Fraud: Suing an Ohio Car Dealer
Discovering during a routine oil change in Columbus, Cleveland, or Cincinnati that your recently purchased vehicle with 62,000 miles on the dashboard actually logged 175,000 miles...
Title Washing and Undisclosed Salvage Vehicles in Ohio: Legal Remedies
Driving off a used car lot in Columbus, Cleveland, or Cincinnati in what appears to be a pristine sedan can quickly turn into a financial nightmare when an independent mechanic dis...
Suing a Home Improvement Contractor for Fraud Under the Ohio Consumer Sales Practices Act
Handing over a five-figure deposit check to a remodeling company in Columbus, Cleveland, or Cincinnati only to be left with gutted bathrooms, unpermitted wiring, or a tarped roof c...
Clearing Your Name After Criminal Identity Theft and False Warrants in Ohio
Being ordered out of your vehicle during a routine traffic stop on I-71 in Columbus or losing a job offer in Cleveland because a criminal background check shows an active felony wa...
Can Debt Collectors Legally Contact Your Family and Neighbors in Ohio?
Few things are more humiliating than receiving a text message from your neighbor in suburban Columbus or a worried phone call from your aging mother in Cleveland asking why an inve...
Ohio Lemon Law Mileage and Time Limits: The 1-Year/18,000-Mile Rule Explained
Watching your odometer creep toward 18,000 miles while commuting along I-71 through Columbus, Cleveland, or Cincinnati is stressful enough when your car runs smoothly-and downright...
Yo-Yo Financing and Spot Delivery Scams in Ohio: When the Dealer Demands the Car Back
Driving off a dealership lot in Columbus, Cleveland, or Cincinnati on a Friday evening with a signed contract and temporary tags feels like the end of the car-buying process. Days...
How to Stop Debt Collectors from Calling Your Workplace in Ohio
Having a receptionist page you over the intercom or a supervisor hand you a message from an aggressive bill collector can jeopardize your career in seconds. Across Ohio, third-part...
Ohio Business Identity Theft: Rescuing Hijacked LLCs and Corporate Fraud
Discovering that your company's registered statutory agent, principal office address, or authorized officers have been secretly altered on the state business portal can paralyze an...
Trade-In Payoff Fraud: What to Do When an Ohio Dealer Doesn't Pay Your Loan
Trading in a financed car at a dealership in Columbus, Cleveland, or Cincinnati is supposed to be seamless: the dealer takes possession of your old vehicle, factors the remaining l...
How to File a Lemon Law Claim for Electric Vehicles (EVs) in Ohio
Walking out to your garage in Columbus, Cleveland, or Cincinnati only to find your new Tesla, Rivian R1S, or Ford F-150 Lightning completely unresponsive after an overnight softwar...
FDCPA Protections Against Aggressive Medical Debt Collectors in Ohio
Recovering from an emergency room visit in Cleveland, a surgical procedure in Columbus, or an extended hospital stay in Cincinnati is stressful enough without a third-party collect...
Certified Pre-Owned (CPO) Fraud by Ohio Auto Dealerships
Paying a $2,500 to $4,000 retail premium for a Certified Pre-Owned (CPO) vehicle at a franchised dealership in Columbus, Cleveland, or Cincinnati is supposed to buy total peace of...
Filing a Claim Against Moving Companies for Hostage Loads and Deceptive Pricing in Ohio
Few consumer nightmares match the panic of standing in the driveway of your new home in Columbus, Cincinnati, or Cleveland while a moving crew locks the back of the box truck and r...
Reversing Property Deed Fraud and Title Theft in Ohio Real Estate
Discovering that a stranger has recorded a forged quitclaim deed on your family home in Columbus, or receiving a delinquent property tax notice in Cleveland under an unfamiliar LLC...