Stephen L. Klimjack - Montgomery, AL

Dedicated Bankruptcy and Debt Relief Attorney

Stephen L. Klimjack is a highly experienced bankruptcy attorney serving the Montgomery community. As the founder of his own law practice, Mr. Klimjack has dedicated over 20 years to helping individuals and families find relief from overwhelming financial burdens. Operating as a federally designated Debt Relief Agency, the firm specializes exclusively in helping people file for bankruptcy relief under the Bankruptcy Code. We understand that good people often face bad financial situations due to job loss, medical emergencies, or divorce. Our mission is to provide a judgement-free zone where you can hit the 'reset' button on your financial life.

Stop Foreclosure and Repossession Immediately

If you are facing the loss of your home or vehicle, time is of the essence. Stephen L. Klimjack utilizes the power of the automatic stay to immediately halt creditor actions. We specialize in:

• Chapter 7 Bankruptcy: Often called 'liquidation' bankruptcy, this process can wipe out unsecured debts like credit cards and medical bills, giving you a fresh start in as little as a few months.
• Chapter 13 Bankruptcy: Known as the 'wage earner's plan,' this allows you to consolidate your debts into one affordable monthly payment. It is a powerful tool to stop foreclosure, catch up on mortgage arrears, and even lower car payments.
• Stopping Garnishments: We can stop wage garnishments immediately, putting your paycheck back in your pocket where it belongs.

Affordable Access to Justice

We believe that you shouldn't have to be rich to afford a bankruptcy lawyer. Stephen L. Klimjack is committed to making legal help accessible. For most Chapter 13 cases, our attorney fees can be included in your court-approved repayment plan, meaning you can often file with little to no money upfront for legal fees. We also offer free initial consultations to review your financial situation and determine the best path forward. During this consultation, we will explain your options in plain English and help you understand how bankruptcy can protect your future.

Experienced and Compassionate

Stephen Klimjack is a graduate of the University of Dayton School of Law and has been practicing since 1997. He has helped thousands of clients across Alabama save their homes and cars. He is a member of the National Association of Consumer Bankruptcy Attorneys and stays at the forefront of changes in bankruptcy law. When you hire our firm, you are working with a team that treats you with dignity and respect, not just as another case number.

Convenient Midtown Location

Our Montgomery office is centrally located on Zelda Road, making it easily accessible from all parts of the city. We invite you to call us today to schedule your free consultation. Take the first step toward financial freedom and let us help you build a brighter future.