Aldrich & Bonnefin, PLC - Irvine, CA
Aldrich & Bonnefin, PLC is a premier banking and financial services law firm founded in 1985 in Irvine, California. Serving commercial banks, credit unions, savings associations, and fintech innovators, the firm provides regulatory compliance, commercial lending counsel, electronic payment solutions, and corporate guidance across California and the western states.
California's Trusted Legal Authority for Financial Institutions
Founded in 1985, Aldrich & Bonnefin, PLC has dedicated more than four decades to serving the specialized legal requirements of the financial services industry. Based in the heart of Irvine's financial corridor on Main Street, the firm functions as a vital outside legal department for commercial banks, credit unions, mortgage lenders, savings associations, and emerging financial technology providers. When banking executives need to hire an attorney with specific regulatory mastery, this boutique practice delivers unmatched knowledge and preventive guidance.
Unlike general corporate practices, Aldrich & Bonnefin, PLC concentrates exclusively on the regulatory frameworks and operational realities governing depository institutions and lenders. Their attorneys frequently lecture for the California Bankers Association and provide comprehensive group legal counsel through the Bankers' Compliance Group, supporting hundreds of financial entities across the region.
Comprehensive Financial and Banking Practice Areas
The firm offers specialized guidance across all fundamental facets of financial institution operations and corporate management:
- Banking operations and fintech: Advising on customer account documentation, funds availability rules, electronic fund transfers, Regulations CC, DD, and E, and cutting-edge financial technology partnerships.
- Commercial and asset-based lending: Drafting and negotiating commercial credit agreements, industrial loans, syndications, participations, lines of credit, and complex loan workout documentation.
- Regulatory compliance and supervisory defense: Guiding financial institutions through state and federal examinations, Bank Secrecy Act and anti-money laundering compliance, CFPB mandates, and administrative inquiries.
- Consumer and mortgage finance: Ensuring compliance with federal truth in lending laws, RESPA disclosures, fair lending mandates, and California consumer financial regulations.
- Corporate governance and securities: Structuring bank holding company reorganizations, capital raises, stock issuances, corporate mergers, and board advisory procedures.
- Electronic payment systems and money services: Structuring automated clearing house rules, wire transfers, stored-value programs, smart cards, and money transmitter licensing.
- Commercial real estate lending: Advising lenders on construction loans, real estate acquisition financing, deed of trust documentation, and distressed loan resolutions.
Preventive Legal Counsel and Fixed-Fee Solutions
Financial regulations evolve rapidly, exposing institutions to substantial penalties for non-compliance. Institutions seeking to retain an experienced lawyer turn to Aldrich & Bonnefin, PLC for on-the-spot telephone support and proactive advice that halts costly disputes before they emerge. By offering numerous advisory services on a fixed-fee basis, the firm ensures predictable budgeting while delivering high-caliber representation comparable to major national law firms.
Strategic Legal Partnership for Growing Institutions
Whether navigating complex loan workouts or seeking to consult with an attorney on federal banking regulations, financial executives value the team's practical business sense. Aldrich & Bonnefin, PLC remains an indispensable partner to California's banking sector, safeguarding institutional reputations and ensuring seamless regulatory compliance.
No reviews yet. Be the first to share your experience!
Location & Access
Primary Address
Located in the heart of the Irvine Business Complex, inside the premier Irvine Concourse master-planned commercial development.
Building Location
This is a 12-story, LEED Gold certified Class A high-rise office building known as Centerview West, characterized by its sleek mahogany-colored granite exterior and a stunning two-story granite and marble lobby.
Parking Details
Convenient covered parking is provided in the adjacent six-level parking structure managed by ABM Parking, with daily visitor rates of $1.25 per 15 minutes ($5.00 per hour) up to a $17.00 maximum daily fee.
Public Transit
Served by Orange County Transportation Authority (OCTA) Route 53 (Anaheim - Irvine); nearest stop is at Main-Gillette.
Accessibility / Suite Access
Enter through the main lobby of Centerview West (1920 Main St) and use the passenger elevators to reach the 8th floor, where you will find the offices in Suite 800.