Cimino & Benham Law Offices - Westminster, CO

Proven Bankruptcy and Debt Relief Advocacy in Westminster

Struggling with mounting debt, aggressive collection agencies, or the threat of foreclosure can feel overwhelming. Located on Wadsworth Parkway in Westminster, Colorado, Cimino and Benham Law Offices provides compassionate, experienced legal representation for individuals and families facing severe financial hardship. Led by founding attorney John A. Cimino, who earned his Master of Laws in Taxation from the University of Denver in 1982 and was admitted to practice law in 1984, the firm brings more than forty years of specialized consumer bankruptcy experience to every case. Attorney Cimino served as an appointed Chapter 7 Bankruptcy Trustee for the District of Colorado from 1989 to 2001, administering thousands of cases and establishing a reputation for courtroom excellence.

Unlike high-volume bankruptcy mills where clients rarely meet with an experienced attorney, Cimino and Benham Law Offices delivers personalized, empathetic legal care. Attorney Cimino understands the stress that debt causes and treats every client with dignity and respect. He is also the creator of the Colorado Trial Calculator, a procedural tool relied upon by litigators statewide, and established the Win a Free Bankruptcy community initiative to assist needy families. If you need a bankruptcy lawyer who understands how trustees evaluate petitions and how to protect exempt assets, this firm offers unmatched insight and guidance.

Core Bankruptcy and Debt Relief Practice Areas

The practice delivers targeted legal counsel across essential areas of federal bankruptcy and consumer debtor protection:

• Bankruptcy lawyers helping consumers navigate federal bankruptcy courts to eliminate unmanageable debt burdens and start fresh.
• Chapter 7 bankruptcy lawyers assisting eligible filers with discharging credit card balances, personal loans, and medical bills.
• Chapter 13 bankruptcy lawyers structuring affordable court-monitored repayment plans to cure mortgage arrears and save family homes.
• Debt relief lawyers utilizing the federal automatic stay to immediately halt creditor phone calls, wage garnishments, and bank levies.
• Tax lawyers assessing the dischargeability of qualifying personal income taxes and managing complex tax-related bankruptcy issues.
• Foreclosure defense and vehicle repossession prevention helping debtors protect essential real estate and transportation assets.

Invaluable Insight from a Former Bankruptcy Trustee

Twelve years of service as a federal Chapter 7 trustee provided attorney John A. Cimino with profound understanding of bankruptcy administration. He knows exactly what triggers trustee audits, which exemptions apply to Colorado homes, pensions, and vehicles, and how to structure filings to prevent unnecessary asset liquidation. In open federal court, judges and colleagues have recognized Mr. Cimino as a seasoned trial veteran capable of resolving complex debtor-creditor controversies with precision.

Take the First Step Toward Financial Freedom

Living under constant financial strain is unnecessary when federal law provides legal pathways to eliminate burdensome debt. When you hire a bankruptcy lawyer with over four decades of courtroom experience, you gain the confidence of knowing your financial affairs are handled by an acknowledged authority in the field. The firm offers transparent flat fees and convenient installment options to make top-tier legal representation accessible. Contact Cimino and Benham Law Offices in Westminster today to schedule a free consultation and begin rebuilding your financial future.