The Cohen Law Firm, P.A. - Boynton Beach, FL

A Trusted Leader in South Florida Bankruptcy Law

Debt problems can quietly compile, escalating from simple credit card balances to overwhelming financial emergencies due to unexpected medical bills, periods of unemployment, or divorce. When creditor phone calls begin flooding your voicemail, you shouldn't have to face this crisis alone. The Cohen Law Firm, P.A. is one of South Florida's most respected consumer advocacy practices. Led by veteran bankruptcy attorney Brian J. Cohen, who has filed more bankruptcy cases than any other attorney in Palm Beach, Broward, and St. Lucie counties, the firm has helped over 25,000 Floridians secure a financial reset. If you need to hire a bankruptcy lawyer in Boynton Beach to halt foreclosure or stop wage garnishment, our dedicated team is ready to step in.

We understand the intense stress and embarrassment that financial hardship can bring. Our firm is not a general practice that handles debt relief on the side; we are a specialty firm whose qualified professionals focus exclusively on bankruptcy and debt liquidation. When you work with us, you can expect compassionate, direct support from your very first consultation to your final discharge.

Chapter 7 Liquidation and Personal Debt Discharge

For individuals burdened by unsecured liabilities, Chapter 7 bankruptcy provides an efficient path to financial freedom. Also known as a liquidation bankruptcy, this federal process allows the legal discharge of qualifying credit card debt, medical bills, and personal loans. To determine eligibility, you must pass a standardized means test based on your household income. When you order a free bankruptcy evaluation from our team, we will analyze your income, assets, and overall debts to determine if Chapter 7 is the best course of action. If we find that bankruptcy is not necessary, we will tell you honestly and help you seek alternative debt settlement methods.

Chapter 13 Reorganization and Saving Your Home

If you have a steady income but have fallen behind on your mortgage payments, Chapter 13 bankruptcy acts as a powerful shield to prevent foreclosure and preserve your home. This process allows you to consolidate your delinquent payments into a manageable three-to-five-year repayment plan approved by the court. During this period, creditors are legally barred from taking any collection actions against you. Chapter 13 is highly complex, requiring an experienced advocate who knows the local judges, trustees, and federal court procedures inside and out.

Stop Creditor Harassment and Retake Control

The moment you file for bankruptcy, the court issues an automatic stay. This powerful legal mandate instantly stops all creditor actions against you, including persistent phone calls, collection lawsuits, bank account levies, and vehicle repossessions. We handle all communications with your creditors so you can sleep peacefully at night. Do not wait until your wages are garnished or your bank accounts are frozen to seek legal protection. Contact The Cohen Law Firm, P.A. in Boynton Beach today to schedule your free, confidential case evaluation and take your first step toward a brighter future.