954 Foreclosure Attorneys, PLLC | Foreclosure Defense Lawyers - Coral Springs, FL
954 Foreclosure Attorneys, PLLC is a dedicated foreclosure defense and property law firm located in Coral Springs, Florida, led by experienced trial attorneys Brian P. Kowal and Ryan S. Shipp. Having begun their careers representing major financial institutions during the 2008 housing crash, the attorneys now leverage their insider knowledge to defend Florida homeowners facing bank foreclosures, association liens, and mortgage defaults throughout Broward and Palm Beach counties.
Protecting Florida Homeowners and Property Rights
Receiving a foreclosure lawsuit or default notice from your mortgage lender can trigger immediate anxiety, but being served with court papers does not mean you must forfeit your property. 954 Foreclosure Attorneys, PLLC delivers aggressive, strategic legal advocacy to homeowners throughout Coral Springs, Parkland, Fort Lauderdale, and surrounding South Florida communities. Partners Brian P. Kowal and Ryan S. Shipp both launched their legal careers defending major national mortgage servicers and banks. Today, they utilize that insider perspective to fight for property owners. When you need to hire an attorney to protect your home or resolve burdensome mortgage arrears, the firm offers the tactical insight necessary to keep you in your home.
Strategic Foreclosure Defense and Bank Litigation
Florida is a judicial foreclosure state, meaning lenders must prove their legal standing and prove compliance with state and federal lending laws before obtaining a foreclosure judgment. Operating as assertive debt relief lawyers and residential real estate lawyers, the firm identifies common bank errors and aggressive defense strategies:
- Challenging bank standing: Forcing mortgage servicers to produce original promissory notes, proper assignments of mortgage, and accurate chain-of-title documentation.
- RESPA and TILA violations: Auditing loan servicing records for statutory disclosure non-compliance, improper escrow charges, and predatory fees.
- Homeowners association lien foreclosures: Defending owners against condominium and HOA assessment liens, payment acceleration, and aggressive collection foreclosures.
- Deficiency judgment defense: Shielding borrowers from post-foreclosure deficiency actions seeking personal financial liability for underwater mortgages.
Loan Modifications, Short Sales, and Loss Mitigation
Foreclosure defense is often an opportunity to restructure your mortgage debt or exit a distressed property on favorable financial terms. Functioning as skilled negotiators and commercial real estate lawyers, the team manages comprehensive loss mitigation programs:
- Mortgage loan modifications: Negotiating permanent interest rate reductions, principal forbearance, and extended repayment schedules directly with lenders.
- Short sales: Negotiating with primary and junior lienholders to approve property sales for less than the balance owed, securing complete deficiency waivers.
- Deed in lieu of foreclosure: Transferring title amicably to the lender in exchange for complete release of debt and potential relocation allowances.
Why Homeowners Choose 954 Foreclosure Attorneys
Unlike national document mills, 954 Foreclosure Attorneys, PLLC provides local, personalized attention from trial lawyers who appear regularly in Broward County and Palm Beach County circuit courts. The firm is known for transparent flat-fee billing with no hidden surprises, giving homeowners clarity and cost control during challenging times. Whether your goal is to modify your mortgage, fight an improper default, or delay a foreclosure sale to complete a short sale, the firm stands ready to help. If you need to consult an attorney or find a foreclosure defense lawyer in Coral Springs, contact 954 Foreclosure Attorneys, PLLC for a free initial consultation.
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Location & Access
Primary Address
Situated in the commercially active Whispering Woods district of Coral Springs, Florida.
Building Location
Housed within Whispering Woods Center, a well-appointed two-story Class-B professional and medical office building constructed in 2007. The building features excellent curb appeal and is positioned on the north side of Wiles Road.
Parking Details
Ample shared surface parking spaces are available for clients and visitors throughout the common parking lot of the business park.
Public Transit
Served by Broward County Transit Route 62 (Westview - University); nearest stop is at Riverside Drive & Wiles Road.
Accessibility / Suite Access
Enter through the main ground-floor entrance of Whispering Woods Center. The office is located on the first floor in Suite 103A for easy street-level access.