Law Offices of Michael H. Johnson, P.A. - Fort Lauderdale, FL
The Law Offices of Michael H. Johnson, P.A. is a dedicated debt relief and bankruptcy law firm based in Fort Lauderdale, Florida. Practicing in South Florida since 1998, attorney Michael H. Johnson provides hands-on personal representation in Chapter 7 liquidation, Chapter 13 repayment plans, and aggressive foreclosure defense.
Personalized Bankruptcy and Debt Relief Advocacy in Fort Lauderdale
Severe financial distress can happen to anyone due to unexpected medical emergencies, job loss, divorce, or escalating living costs. At the Law Offices of Michael H. Johnson, P.A., individuals and families across Broward County find a compassionate legal advocate who has guided Floridians toward debt relief since 1998. Unlike high-volume bankruptcy mills where clients are passed off to paralegals or novice associates, founding attorney Michael H. Johnson personally manages every petition from the initial consultation through the final discharge. Clients who need to hire an attorney receive candid legal advice, detailed budget evaluations, and tailored debt strategies designed to safeguard vital assets while wiping out overwhelming liabilities.
Chapter 7 Bankruptcy and Complete Debt Discharge
For consumers overwhelmed by unsecured obligations, filing for Chapter 7 bankruptcy offers a reliable mechanism to eliminate credit card balances, medical debts, personal loans, and past-due utility bills. Attorney Michael Johnson conducts a meticulous Florida means test calculation to evaluate eligibility based on household income and allowable living expenses. Through strategic application of Florida statutory exemptions, clients routinely protect their primary residence, motor vehicles, retirement accounts, and personal belongings. When individuals need a lawyer urgently to halt relentless creditor phone calls, wage garnishments, or bank account freezes, filing Chapter 7 triggers an immediate automatic stay that grants prompt peace of mind.
Chapter 13 Repayment Plans and Home Foreclosure Defense
Homeowners facing mortgage arrearages, vehicle repossession, or tax debt find robust protection under Chapter 13 bankruptcy. This reorganization process consolidates outstanding balances into an affordable, court-supervised three-to-five-year repayment plan based on disposable income. For borrowers confronting scheduled auction dates, attorney Michael Johnson intervenes rapidly to stop foreclosure actions and structure workable payment arrangements for delinquent mortgage payments. The practice also resolves complex homeowner association lien disputes and helps clients strip underwater second mortgages, allowing residents to retain their homes and rebuild long-term financial security.
Defense Against Creditor Harassment and Wage Garnishment
Third-party collection agencies and debt buyers frequently cross legal boundaries through deceptive notices, endless phone harassment, and unlawful threats. When clients find a lawyer to stand between them and predatory collectors, the Law Offices of Michael H. Johnson, P.A. enforces consumer rights under federal and state collection statutes. The firm reviews creditor claims for statutory violations, challenges illegitimate fee assessments, and stops judgment enforcement proceedings before hard-earned paychecks are garnished, giving clients the time and breathing room needed to regain stability.
Why Broward County Residents Choose Michael H. Johnson
- Over twenty-eight years of dedicated legal experience helping Floridians resolve debt since 1998.
- Direct, one-on-one attorney representation throughout every phase of the bankruptcy process.
- Outstanding 5.0-star client review track record reflecting compassionate and responsive legal care.
- Free confidential case evaluations to determine whether Chapter 7 or Chapter 13 is the right path forward.
- Affordable legal fees with flexible installment payment plans tailored to client economic circumstances.
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Location & Access
Primary Address
Situated in the active Uptown commercial corridor of North Fort Lauderdale, close to various retail and transit links.
Building Location
The office is housed within Cypress Creek Tower, an attractive five-story Class B office building on W Cypress Creek Rd. The building features an on-site branch of Amerant Bank on the ground level.
Parking Details
Free client and guest parking is readily available in the building's spacious surface public parking lot.
Public Transit
Served by Broward County Transit Route 14 (Powerline Road); nearest stop is at Powerline Road/Northwest 62nd Street.
Accessibility / Suite Access
Step through the main entrance lobby on the ground floor and take the elevator up to the fifth floor to reach Suite 502.