Debt Relief Law Offices of Tampa Bay - Lakeland, FL office in Lakeland, Florida
Debt Relief Law Offices of Tampa Bay - Lakeland, FL

Debt Relief Law Offices of Tampa Bay - Lakeland, FL

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4406 Florida Ave S #20th, Suite 20B, Lakeland, Florida, United States
30 Years of Practicing, since 1996
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Free Consultation +1 727-849-3328
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Certified by the American Board of Certification in consumer bankruptcy, attorney Ziona Kopelovich provides compassionate Chapter 7, Chapter 13, and elder law solutions to help Lakeland residents achieve true financial freedom.

Board-Certified Consumer Bankruptcy Counsel in Lakeland, Florida

Struggling with mounting credit card bills, unexpected medical debts, or the terrifying prospect of home foreclosure can feel insurmountable. During life's most challenging economic downturns, you need a lawyer who blends deep statutory knowledge with genuine compassion. Located on South Florida Avenue in Lakeland, Debt Relief Law Offices of Tampa Bay provides comprehensive, consumer-focused debt relief solutions across Polk County and Central Florida. Led by founding attorney Ziona Kopelovich, the practice is dedicated to helping honest, hardworking people invoke federal bankruptcy protections to halt creditor harassment, wipe out dischargeable obligations, and build a stable financial future.

Earning her law degree from Stetson University College of Law and admitted to The Florida Bar in 1989, attorney Ziona Kopelovich has represented individuals and families throughout the United States Bankruptcy Court for the Middle District of Florida since 1996. Most notably, she holds official certification in consumer bankruptcy law from the prestigious American Board of Certification, a rigorous credential achieved by only an elite group of bankruptcy practitioners nationwide. Additionally, as a graduate of the Elder Law College, she provides vital estate planning guidance so clients can preserve hard-earned wealth. When residents need to find an attorney who pairs board-certified legal expertise with a caring, individualized touch, this firm delivers trusted advocacy.

Strategic Debt Relief and Estate Planning Practice Areas

Debt Relief Law Offices of Tampa Bay guides clients through financial restructuring and asset protection across several core services:

  • Chapter 7 liquidation bankruptcy: Dedicated bankruptcy lawyers help qualifying individuals discharge unmanageable credit card balances, medical expenses, and unsecured loans through federal Chapter 7 filings, securing an immediate fresh start.
  • Chapter 13 wage earner reorganization: Experienced debt relief lawyers design manageable three-to-five-year repayment plans, allowing debtors to stop home foreclosure auctions, cure mortgage arrears, and eliminate vehicle repossessions.
  • Creditor harassment and garnishment defense: Strategic legal advocates invoke the federal automatic stay to immediately freeze collection lawsuits, halt aggressive phone calls, and terminate wage garnishments.
  • Tax controversy and debt negotiation: Knowledgeable tax lawyers and irs dispute lawyers evaluate federal tax obligations to determine which aged income taxes can be discharged or restructured under federal bankruptcy law.
  • Wills, trusts, and elder asset protection: Accomplished estate planning lawyers, wills lawyers, and trusts lawyers draft living trusts, powers of attorney, and healthcare surrogates to safeguard accumulated wealth for future generations.

Why Polk County Clients Choose Ziona Kopelovich

Regaining control over your financial destiny requires dependable counsel. Clients throughout Lakeland turn to this practice for several distinguished reasons:

  • Board-certified bankruptcy specialist: Ziona Kopelovich holds national certification in consumer bankruptcy from the American Board of Certification, verifying superior technical knowledge and ethics.
  • Over thirty years of legal seasoning: Representing debtors across Central Florida courts since 1996 provides deep familiarity with local bankruptcy trustees and judges.
  • Holistic financial and elder advocacy: Integrating consumer bankruptcy with estate planning ensures clients protect both their current income and their long-term family assets.
  • Free initial consultation and payment options: The firm offers complimentary confidential consultations and structured payment plans designed to fit within tight household budgets.

Do not allow creditor threats and mounting financial stress to control your life. Contact Debt Relief Law Offices of Tampa Bay in Lakeland today to hire a lawyer who will defend your rights and guide you on the path toward lasting financial recovery.


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Location & Access

Primary Address

Located in the commercial corridor of South Lakeland, in a highly accessible area near the Southgate and Lake Miriam neighborhoods.

Building Location

This office is situated inside a single-story, multi-tenant commercial office building on S Florida Ave, located in the corner breezeway on the side by the Mattress Firm.

Parking Details

Ample free parking is available in the shared surface public parking lot surrounding the building, with designated disabled parking spaces available near both the front and back entrances.

Public Transit

Served by Citrus Connection Gold Line (Lakeland); nearest stop is at S Florida Ave & Poppell Dr.

Accessibility / Suite Access

Walk to the corner breezeway on the side of the building by the Mattress Firm to locate the primary entrance. The office is located on the ground floor in Suite 20B.

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