Contessa Paul N - Miami, FL

Experienced Bankruptcy and Estate Planning Counsel in South Florida

Navigating significant financial crossroads, whether facing excessive debt or planning the distribution of a lifetime of accumulated assets, requires an attorney with both financial acumen and legal experience. Contessa Paul N, practicing as Paul N. Contessa and Associates, LLC, brings more than three decades of focused Florida legal practice to clients in Miami, Palmetto Bay, Cutler Bay, and the broader South Florida region. Admitted to the Florida Bar in 1986, attorney Paul Norman Contessa holds a Master of Business Administration, has passed the CPA examination, and earned a Master of Laws in Real Property, Land Development, and Finance Law from the University of Miami.

This multidisciplinary background gives the practice a distinct analytical advantage. Whether you need to hire an attorney to resolve unmanageable unsecured debt through federal bankruptcy or find a lawyer who can prepare a comprehensive revocable living trust to protect family real estate, Paul N. Contessa provides individualized, direct representation. Every client works directly with attorney Contessa rather than an unvetted paralegal or junior associate, ensuring that complex financial documents and legal strategies are executed with meticulous attention to detail.

Integrated Areas of Practice and Legal Services

The practice delivers dedicated legal solutions across interconnected practice areas of bankruptcy lawyers and wills, estate planning and probate lawyers:

• Chapter 7 bankruptcy lawyers: Guiding debtors through federal liquidation bankruptcy to discharge credit card balances, medical debts, and personal loans while maximizing statutory Florida homestead and personal property exemptions.
• Chapter 13 debt reorganization: Assisting homeowners in creating affordable multi-year repayment plans that halt mortgage foreclosure sales, cure homeowner association arrears, and allow families to maintain their homes.
• Foreclosure defense and debt relief lawyers: Analyzing promissory notes, defending against lender actions in circuit court, and negotiating loan modifications or structured settlements.
• Wills lawyers and living trusts: Drafting customized wills, revocable trusts, irrevocable trusts, and durable powers of attorney designed to transfer assets privately and avoid the expenses of formal probate.
• Estate planning lawyers and healthcare directives: Creating living wills and healthcare surrogate designations to ensure personal medical wishes and financial decisions are honored during periods of incapacity.
• Probate lawyers and estate administration: Assisting personal representatives and surviving family members through Florida formal and summary probate administration with clarity and compassion.
• Residential real estate lawyers and closings: Providing thorough title examinations, contract drafting, and closing representation for residential property transactions.

Protecting Home Equity and Hard-Earned Assets

In high-cost housing markets like Miami-Dade County, protecting home equity is a paramount concern for struggling consumers. Filing Chapter 13 bankruptcy often provides a vital legal shield, stopping foreclosure proceedings in their tracks and establishing manageable payment schedules for mortgage and association delinquencies. When homeowners need an attorney urgently to stop a foreclosure sale or challenge aggressive creditor action, Paul N. Contessa offers swift, hands-on legal intervention to preserve client rights.

Convenient, Personal, and Streamlined Legal Care

Conveniently located at 15321 South Dixie Highway, Suite 207, across from the South Miami-Dade Busway in Palmetto Bay, the practice combines traditional personal service with modern electronic convenience. Most bankruptcy interviews, documentation reviews, and initial consultations can be conducted efficiently by phone or email, accommodating client work and family schedules while providing steadfast legal support.