Lewis & Monroe, PLLC - Orlando, FL

Strategic Bankruptcy and Debt Relief Solutions in Orlando

Overwhelming debt, creditor harassment, and looming foreclosure can disrupt every aspect of your life. Operating from their Rugby Street office in Orlando, Lewis and Monroe, PLLC delivers dedicated insolvency advocacy throughout Orange County, Seminole County, and Central Florida. Founded by Cynthia Elaine Lewis, a Certified Public Accountant and board-certified consumer bankruptcy specialist, alongside veteran attorney James H. Monroe, the firm combines deep financial knowledge with courtroom litigation experience. Having managed major regional law offices before entering private practice, attorney Lewis understands the practical burdens that debtors confront. Whether representing individuals burdened by medical bills or business owners seeking debt reorganization, the firm creates customized legal strategies. When you need an attorney to halt collections and rebuild your future, Lewis and Monroe provides steadfast support.

Core Legal Practice Areas in Florida Bankruptcy Proceedings

As respected practitioners among bankruptcy lawyers and debt relief lawyers in Central Florida, the attorneys at Lewis and Monroe, PLLC manage every phase of federal bankruptcy court proceedings under Title 11 of the United States Code. Their core legal services include:

• Chapter 7 bankruptcy lawyers representation: Guiding individuals and small enterprises through the means test, discharging unsecured obligations like credit cards, and applying Florida exemptions to protect personal belongings.
• Chapter 13 bankruptcy debt reorganization: Formulating three-to-five-year repayment plans that enable homeowners to halt foreclosure, cure mortgage arrears, and resolve priority debts without penalty.
• Chapter 11 business reorganization: Structuring viable restructuring plans that allow companies and individuals with high debts to manage obligations while maintaining ongoing business operations.
• Debt relief lawyers and student loan counsel: Evaluating private and federal student loans under revised guidelines, negotiating creditor settlements, and terminating wage garnishments.
• Creditor and trustee representation: Representing bankruptcy trustees and lenders in adversary proceedings, asset recoveries, and preference disputes.

Immediate Protection via the Automatic Stay and Asset Safeguards

Filing a bankruptcy petition activates the federal automatic stay, immediately halting creditor calls, wage garnishments, bank levies, repossessions, and pending foreclosure sales. Lewis and Monroe, PLLC ensures that every schedule is prepared accurately to maximize Florida homestead and statutory property exemptions. By conducting thorough financial analyses prior to filing, their attorneys prevent trustee objections and protect vital family assets while discharging unmanageable liabilities.

Compassionate Guidance and Free One-Hour Consultations

Navigating financial restructuring requires clear legal counsel free from judgment or unnecessary complexity. The attorneys at Lewis and Monroe, PLLC handle each matter with transparency, providing direct attorney access rather than delegating sensitive financial reviews to administrative staff. The firm offers a complimentary one-hour consultation for individuals considering bankruptcy or confronting unmanageable student loan debt. If you are preparing to hire an attorney or seeking to find a lawyer who will protect your financial security, contact their Orlando office on Rugby Street to arrange an initial consultation with an attorney today.