Dempsey, Dempsey & Hilts P.C. - Quincy, IL

Dedicated Bankruptcy and Disability Advocacy in Quincy

Struggling with unmanageable debt or a debilitating medical condition creates immense stress for families. For more than thirty-five years, Dempsey, Dempsey and Hilts P.C. has delivered dependable legal counsel across West Central Illinois and Northeast Missouri. Conveniently located on North 6th Street in Quincy, the law firm assists clients through critical financial and disability challenges. Whether you need a lawyer to stop foreclosure actions, discharge consumer debt, or appeal a denied disability claim, the firm provides individualized legal representation aimed at restoring financial peace of mind.

Core Areas of Practice

Financial distress and disability claims require a thorough command of federal statutes and procedural rules. When you hire an attorney from Dempsey, Dempsey and Hilts P.C., you work directly with seasoned practitioners Courtney Hilts, Vicki Dempsey, and Terrell Dempsey. The firm focuses on the following key areas:

• Chapter 7 Bankruptcy: Assisting eligible debtors in eliminating qualifying credit card debt, medical bills, and personal loans, granting a clean financial slate under federal bankruptcy protections.
• Chapter 13 Bankruptcy: Structuring manageable, court-approved repayment plans over three to five years to stop mortgage foreclosure, halt vehicle repossession, and catch up on arrears.
• Debt Relief and Creditor Protection: Invoking the automatic stay to immediately halt aggressive collection calls, wage garnishments, and judicial debt collection lawsuits.
• Social Security Disability Insurance: Guiding disabled workers through initial applications and administrative hearings to prove medically determinable impairments and secure monthly disability benefits.
• Supplemental Security Income: Helping disabled adults and children with limited income and resources obtain vital federal monetary assistance.
• Disability Appeals: Representing claimants before administrative law judges and appellate bodies after initial Social Security claim rejections.

Stopping Creditor Harassment and Saving Your Home

Filing for bankruptcy under the federal Bankruptcy Code triggers an automatic stay that immediately halts collection agencies from calling, garnishing wages, or seizing property. The attorneys at Dempsey, Dempsey and Hilts P.C. evaluate your income and assets to determine whether Chapter 7 or Chapter 13 bankruptcy is optimal for your situation. Through strategic planning, their team helps clients protect exempt possessions, prevent home foreclosure, and achieve a fresh financial start.

Navigating the Social Security Disability Process

The Social Security Administration denies many first-time disability applications due to rigid technical and medical evidentiary rules. Navigating this complex bureaucracy alone often leads to lengthy delays. Recognized among the top 150 law firms for Social Security disability, Dempsey, Dempsey and Hilts P.C. gathers critical medical records, works with your doctors, and presents persuasive legal arguments before administrative law judges to maximize your chance of approval.

Why Choose Dempsey, Dempsey and Hilts P.C.

Clients throughout Quincy and Hannibal trust Dempsey, Dempsey and Hilts P.C. for personal attention directly from partner attorneys. Unlike high-volume debt settlement operations, this firm offers honest legal evaluation and respectful counsel. Providing free initial consultations by phone for bankruptcy and disability matters, the firm ensures legal guidance is within reach. If you need to find an attorney to resolve debt or secure disability benefits, contact Dempsey, Dempsey and Hilts P.C. today.