Atkinson Simms & Kermode - Lexington, KY
Atkinson Simms and Kermode (ASK) is an established bankruptcy and debt relief law firm in Lexington, Kentucky, founded in 2000. Operating on a client-first philosophy, they provide free consultations and skilled representation in Chapter 7, Chapter 13, and credit reporting disputes.
Just Ask: Trusted Bankruptcy and Debt Relief Guidance in Lexington
Facing mounting debt can make you feel isolated, stressed, and uncertain about your future. At Atkinson Simms and Kermode, we believe that the first step toward reclaiming your peace of mind is incredibly simple: just ask. Since 2000, our dedicated Lexington bankruptcy attorneys have helped thousands of Kentuckians stop creditor harassment, protect their homes, and start fresh. If you are searching to find a bankruptcy lawyer or hire a debt relief attorney in Central or Eastern Kentucky, our experienced team provides clear, straightforward guidance to help you navigate your financial recovery.
Chapter 7 Bankruptcy: Wiping the Slate Clean
For individuals overwhelmed by credit card balances, personal loans, and catastrophic medical bills, Chapter 7 bankruptcy provides an efficient path to complete debt elimination. Our skilled bankruptcy lawyers analyze your unique financial situation to ensure you meet the household income requirements. We use state and federal bankruptcy exemptions to protect your essential personal property-including your home, household goods, tools of trade, and personal vehicles. We handle every legal filing and court appearance, striving to obtain a swift discharge of your unsecured liabilities.
Chapter 13 Bankruptcy: Protecting Your Home and Assets
If you are facing foreclosure, repossession, or tax debt but have a stable source of income, Chapter 13 bankruptcy provides a structured way to regain control. Our Chapter 13 bankruptcy attorneys design customized, three-to-five-year debt consolidation plans that allow you to catch up on late mortgage and car payments over time. This legal protection prevents banks from selling your home and stops interest and penalties from accumulating. By paying back only what you can afford, you can maintain a comfortable standard of living while securing your family's long-term housing stability.
Fair Credit Reporting Act and Collections Defense
Our commitment to your financial recovery does not end with your bankruptcy discharge. We regularly represent consumers in fair credit reporting and collections defense cases, holding lenders and credit bureaus accountable for reporting inaccurate information. If debt collectors continue to pursue you for discharged debts or if a credit bureau refuses to remove erroneous credit entries, we will litigate on your behalf. We ensure that your credit report accurately reflects your debt-free status, giving you a firm foundation upon which to rebuild your credit and plan for a brighter future.
Why Choose the Experienced Team at Atkinson Simms and Kermode"
With over twenty-five years of experience serving Central and Eastern Kentucky, our firm is built on compassionate, results-driven advocacy. Led by veteran members John Simms, Ryan Atkinson, and J.D. Kermode, we focus solely on debt relief services. We do not pass your case to automated systems or make you feel like a number. We offer convenient, free telephone consultations to assess your situation without any upfront obligation. To make representation affordable, we provide competitive flat-fee rates and tailored payment arrangements. Contact us today and ask how we can help you start fresh.
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Location & Access
Primary Address
Located in the active, professional corridor of the Picadome neighborhood on the southwest side of Lexington, Kentucky, directly adjacent to major medical complexes.
Building Location
The office is housed in a one-story professional commercial building built in 1948, spanning 2,240 square feet. It is situated along the busy Harrodsburg Road, directly opposite the major Saint Joseph Hospital campus.
Parking Details
For visitors, a private on-site surface parking lot is available directly adjacent to the building free of charge.
Public Transit
Served by Lextran Route 13 (South Broadway To Palomar); nearest stop is at Harrodsburg @ Saint Joseph Hospital Inbound.
Accessibility / Suite Access
Enter directly through the main front entrance of the 1608 Harrodsburg Road building on the ground floor. As this is a single-level professional facility, you will reach the primary reception and office area immediately upon stepping inside the lobby.