Law Office of Matthew C. Swanson - Brockton, MA

Empowering Your Financial Fresh Start in Brockton, Massachusetts

At the Law Office of Matthew C. Swanson, we believe that every individual and small business owner deserves a path to financial freedom and a secure future. Operating out of Brockton, Massachusetts, our boutique practice has focused entirely on consumer bankruptcy, debt relief, and foreclosure defense since 2004. Led by founding attorney Matthew C. Swanson, we understand that mounting debts can feel like an impossible obstacle to overcome. When you are facing foreclosure, utility shut-offs, or constant harassment from debt collectors, finding a knowledgeable bankruptcy lawyer is critical. We prioritize a personalized, hands-on approach, ensuring that you work directly with your attorney rather than being passed off to support staff or paralegals.

Eliminating Unsecured Debts with Chapter 7 Bankruptcy

For individuals with limited income and overwhelming unsecured debts, Chapter 7 bankruptcy provides an efficient and powerful legal solution. Often called liquidation bankruptcy, a Chapter 7 filing can completely eliminate qualifying medical debts, credit card balances, personal loans, and past-due utility bills in a matter of months. Attorney Matthew C. Swanson is a proud member of the National Association of Consumer Bankruptcy Attorneys and carefully guides clients through the complex Massachusetts eligibility requirements, including the household means test. We handle all direct communications with the court and creditors, ensuring that your personal assets are fully protected through applicable state or federal exemption schemes so you can focus on rebuilding your life.

Defending Your Home with Chapter 13 Repayment Plans

If you do not qualify for Chapter 7, or if you are struggling with past-due mortgage payments and face a pending foreclosure sale, Chapter 13 bankruptcy offers an invaluable lifeline. This chapter allows debtors to restructure their obligations into a manageable, court-approved payment plan over three to five years, allowing you to catch up on mortgage arrears, stop repossession of your motor vehicle, and even eliminate junior mortgages in some circumstances. Attorney Matthew C. Swanson specializes in drafting precise, realistic Chapter 13 payment plans designed to safeguard your home and secure your financial future. We work tirelessly to negotiate with lenders and build a repayment plan that respects your monthly budget.

Stop Foreclosures, Repossessions, and Creditor Harassment

One of the most immediate benefits of partnering with our law firm is the power of the federal automatic stay. The moment your bankruptcy petition is filed, an automatic injunction goes into effect, making it illegal for creditors and collection agencies to contact you, file lawsuits, garnish your wages, or proceed with foreclosure actions. If a creditor continues to contact or harass you after the stay is issued, we are prepared to take legal action to protect your rights under the Fair Debt Collection Practices Act (FDCPA). When you choose to hire a debt relief attorney from our firm, you put an immediate stop to stressful phone calls, allowing you to breathe easier and make informed decisions about your future.

Compassionate, Direct Representation You Can Trust

What sets the Law Office of Matthew C. Swanson apart is our unshakeable commitment to direct attorney accessibility and transparent communication. We know that declaring bankruptcy is a major life decision, and we take the time to answer all your questions, outline the benefits and drawbacks of each legal path, and provide a customized solution for your unique needs. We offer free confidential initial bankruptcy evaluations and provide flexible weekend and evening appointments to accommodate your busy schedule. If you want to find an experienced bankruptcy attorney in Plymouth County who will treat you with respect and work beside you from start to finish, contact our Brockton office today to schedule your consultation.