Law Office of Richard M Schifone - Somerville, MA
The Law Office of Richard M Schifone is a trusted debt relief and consumer bankruptcy law practice located in Somerville, Massachusetts. With over 30 years of legal experience, attorney Richard Schifone helps individuals throughout Middlesex County eliminate debt, stop foreclosure, and achieve a fresh financial start through Chapter 7 and Chapter 13 bankruptcy.
Compassionate Debt Relief and Bankruptcy Advocacy in Somerville
Severe financial hardship can arise unexpectedly from medical emergencies, sudden job loss, or marital transitions. When relentless creditor harassment and unpaid bills threaten your peace of mind, you do not have to face the burden alone. The Law Office of Richard M Schifone delivers dedicated legal counsel to residents of Somerville, Cambridge, and communities across Eastern Massachusetts. With more than three decades of legal practice, attorney Richard M. Schifone provides clear, personalized guidance to help clients regain financial security.
Navigating the federal bankruptcy court system can seem daunting, but working directly with an experienced practitioner ensures your rights remain protected. When individuals need to find an attorney who offers personalized advocacy without delegating cases to junior associates, this Union Square practice provides supportive legal solutions.
Chapter 7 Bankruptcy and Debt Liquidation
For individuals facing overwhelming unsecured debt, Chapter 7 bankruptcy provides an effective path to financial renewal. Often referred to as liquidation bankruptcy, Chapter 7 enables qualified filers to discharge unsecured credit card debts, medical expenses, personal loans, and past-due utility charges. As skilled bankruptcy lawyers, the firm evaluates your qualifications under the Massachusetts means test and applies statutory exemptions to protect essential assets, including your home, vehicle, personal belongings, and retirement accounts.
Chapter 13 Reorganization and Foreclosure Defense
When you have regular income but have fallen behind on your mortgage or car payments, Chapter 13 bankruptcy offers critical protection. Filing under Chapter 13 creates an automatic stay that immediately stops home foreclosure proceedings, auto repossessions, and collection suits. Attorney Richard Schifone structures manageable three-to-five-year repayment plans that allow clients to resolve past-due amounts over time while safeguarding their properties.
Halting Wage Garnishments and Creditor Harassment
Wage attachments and constant collection calls can disrupt your life and employment. When you hire a lawyer for bankruptcy representation, the automatic stay legally bars creditors from calling your home, pursuing lawsuits, or garnishing your wages. The Law Office of Richard M Schifone steps in as your legal advocate, putting an immediate stop to intrusive creditor behavior.
Protecting Property and Residential Real Estate
Preserving your home is often the highest priority when evaluating debt relief. In addition to bankruptcy representation, attorney Schifone possesses substantial background in residential real estate lawyers matters. This knowledge allows him to analyze property liens, assess Massachusetts homestead declarations, and craft legal strategies tailored to protecting homeowner equity.
Why Choose The Law Office of Richard M Schifone
Clients choose the Law Office of Richard M Schifone because of his decades of experience, central Somerville office, and practical, client-focused approach. The firm offers flexible weekday and Saturday scheduling, affordable payment plans, and discounts for senior citizens. When you need a lawyer to resolve mounting debt, consult a bankruptcy attorney at the Law Office of Richard M Schifone to explore your legal options during a free consultation.
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Location & Access
Primary Address
Located in the heart of the vibrant Union Square neighborhood in Somerville, Massachusetts.
Building Location
The office is located on the second floor of Barrister's Hall, a landmark four-story brick commercial building at 59 Union Square featuring the iconic Somerville Gateway Mural on its side.
Parking Details
Paid street-side metered parking is available directly around Union Square, alongside local public parking lots.
Public Transit
Served by MBTA Route 87 (Arlington Center - Lechmere); nearest stop is at Somerville Ave @ Stone Ave.
Accessibility / Suite Access
Enter Barrister's Hall through the main glass entrance facing Union Square, then take the stairs to the second floor where you will find the entrance to Suite 2.