Hausen Law, LLC - Akron, OH

Comprehensive Debt Relief and Consumer Bankruptcy Advocacy in Akron

When mounting debts, aggressive collection calls, and the threat of foreclosure or wage garnishment begin to keep you up at night, finding a path forward is of paramount importance. At Hausen Law, LLC, based in Akron, Ohio, clients find a reliable and highly specialized financial advocate. Founded and led by Attorney James F. Hausen, the firm is dedicated exclusively to consumer bankruptcy law and debt relief. James F. Hausen is not just an experienced attorney; he also holds a Bachelor of Science in Accounting, successfully passed the CPA exam on his first attempt, and earned a Master of Taxation and a Juris Doctor from the University of Akron School of Law in 2001. This unique combination of deep legal knowledge and robust accounting expertise allows Hausen Law, LLC to analyze your financial situation with unparalleled precision, helping you secure a true fresh financial start.

Strategic Chapter 7 and Chapter 13 Bankruptcy Planning

Filing for bankruptcy is not a sign of failure-it is a legal tool designed to help you reset, rebuild, and move forward. Hausen Law, LLC works closely with individuals and families throughout Summit, Canton, and Northeast Ohio to guide them through the intricate rules of the United States Bankruptcy Code. Our practice covers:

• Chapter 7 Bankruptcy: Often referred to as liquidation bankruptcy, this option allows eligible individuals to completely discharge unsecured debts, such as credit card balances, medical bills, and personal loans, in as little as a few months.
• Chapter 13 Bankruptcy: Designed for those with a steady income or significant assets they wish to protect, Chapter 13 establishes a structured three- to five-year repayment plan to catch up on missed mortgage or car payments while protecting your property.
• Debt Settlement: Negotiating directly with your creditors to reduce the principal balance of your debts without filing for formal bankruptcy protection.

If you find yourself searching to hire a bankruptcy lawyer who understands how both the Chapter 13 Trustee and the IRS evaluate financial statements, James Hausen's past experience inside the Chapter 13 Trustee Office in Canton ensures that your petition is meticulously prepared from day one.

Stopping Foreclosures, Wage Garnishments, and Repossessions

The moment you file for Chapter 7 or Chapter 13 bankruptcy, a powerful legal shield known as the 'automatic stay' goes into immediate effect. By law, this forces all creditors, lenders, and debt collectors to halt all collection efforts instantly. Hausen Law, LLC utilizes the automatic stay to help clients:

• Stop Foreclosure: Halting pending home foreclosure sales, allowing you time to organize a repayment plan or loan modification.
• Stop Wage Garnishment: Ending aggressive bank levies and paycheck deductions so that you can keep your hard-earned income.
• Stop Vehicle Repossession: Preventing lenders from seizing your car and, in some cases, helping you recover a recently repossessed vehicle.
• End Creditor Harassment: Putting a permanent stop to stressful collections letters, phone calls, and legal threats.

If you urgently need an attorney to halt a foreclosure or garnishment, finding a lawyer who is accessible after hours is critical. Our Akron office features virtual receptionist services to ensure your urgent calls are answered even during evenings and weekends.

Reclaim Your Peace of Mind: Schedule a Free Consultation Today

At Hausen Law, LLC, we understand the emotional weight of financial distress. We treat every client with the utmost dignity, compassion, and respect, explaining complex tax and bankruptcy laws in simple, plain English. Whether you need to find a lawyer to help stop collection calls or structure a customized repayment plan, we are ready to stand with you. Contact our Waterloo Road office in Akron today to schedule your completely free initial consultation and take the first step toward a brighter, debt-free future.