R Michael Smith, Attorney at Law - Cincinnati, OH

Compassionate Bankruptcy and Debt Relief in Cincinnati

Unexpected life events such as severe medical emergencies, sudden employment loss, marital dissolution, or economic downturns can push even the most conscientious individuals into crippling debt. Practicing in Sharonville and serving Greater Cincinnati since 1985, attorney R. Michael Smith brings four decades of focused bankruptcy experience to individuals, families, and small business owners across Hamilton, Butler, Warren, and Clermont counties. Graduating summa cum laude from the University of Cincinnati and earning his law degree from The Ohio State University College of Law, Mike served as a law clerk to an Ohio Supreme Court justice before entering private practice. Clients who need a lawyer to halt creditor harassment, prevent home foreclosure, and establish lasting financial stability rely on his empathetic, meticulous approach.

Personalized Chapter 7 and Chapter 13 Bankruptcy Counsel

The federal bankruptcy code offers powerful statutory mechanisms to eliminate unmanageable financial burdens and reclaim your future. Individuals seeking to find a lawyer who takes the time to analyze every detail of their financial picture receive personalized guidance from Mike Smith. As a dedicated debt relief agency, the practice guides clients through every phase of the filing process.

• Chapter 7 Bankruptcy: Assisting eligible individuals in discharging overwhelming unsecured debts, including credit card balances, personal loans, and past-due medical bills, while protecting vital exempt assets such as homes, vehicles, and retirement accounts.
• Chapter 13 Debt Reorganization: Formulating structured three-to-five-year court-approved repayment plans that allow wage earners to catch up on delinquent mortgage payments, prevent auto repossessions, and resolve tax obligations.
• Invoking the Automatic Stay: Halting abusive phone calls from bill collectors, terminating active wage garnishments, stopping civil lawsuits, and suspending pending residential foreclosure auctions immediately upon petition filing.
• Small Business Debt Solutions: Advising sole proprietors and independent business owners on restructuring business liabilities to protect personal finances and maintain operations.

Fundamental Estate Planning Services

In addition to bankruptcy relief, R. Michael Smith provides comprehensive estate planning services to ensure long-term family security. Clients looking to hire an attorney to organize their affairs receive personalized assistance drafting last wills and testaments, healthcare powers of attorney, and living wills, ensuring personal wishes and family assets are safeguarded against future uncertainties.

Recognized Excellence and Dedicated Client Care

Named to Who is Who in American Law and recipient of the Judge Joseph Harter Award for Trial Advocacy, Mike Smith has dedicated his career to delivering exceptional legal representation. By offering complimentary initial consultations and flexible fee arrangements, the firm ensures that every client receives dignified, accessible legal counsel during challenging financial times.