Butcher Law Office, LLC - Eugene, OR

Dedicated Bankruptcy and Debt Relief Advocacy in Eugene

Overwhelming financial distress from sudden job transitions, unexpected medical emergencies, or divorce can cause relentless anxiety. When creditor phone calls become constant and threats of wage garnishment or home foreclosure loom, having a dedicated legal advocate changes everything. Established in 2010 in Eugene, Oregon, Butcher Law Office, LLC is committed to helping honest individuals and families regain their financial footing. Founded by attorney Tomas K. Butcher, the firm delivers focused consumer debt solutions designed to eliminate unmanageable balances, protect hard-earned assets, and provide clients with the fresh financial start guaranteed under federal law.

Attorney Tom Butcher earned his Juris Doctor from the University of Oregon School of Law in 2008 and has practiced consumer bankruptcy law in Lane County ever since. Over his career, Butcher has successfully filed more than 2,700 bankruptcy petitions in the U.S. Bankruptcy Court for the District of Oregon, Eugene Division. Unlike high-volume firms where cases are passed along to legal assistants or junior associates, Tom Butcher personally handles every single file from the initial consultation to the final bankruptcy discharge. This hands-on, compassionate approach has earned the firm hundreds of five-star reviews and a distinguished reputation as one of the most trusted bankruptcy practices in Western Oregon.

Chapter 7 Bankruptcy for Complete Debt Elimination

For individuals burdened by credit card balances, medical bills, personal loans, or older tax liabilities, filing for Chapter 7 bankruptcy provides an immediate legal shield known as the automatic stay. This injunction immediately halts all collection lawsuits, wage garnishments, bank levies, and harassing collection phone calls. As an experienced bankruptcy lawyer, Tom Butcher guides clients through the Oregon median income means test and utilizes state and federal exemption statutes to protect personal property, including household furnishings, retirement savings, and vehicle equity, enabling clients to discharge qualifying unsecured debt entirely.

Chapter 13 Reorganization and Home Foreclosure Defense

When homeowners face an impending foreclosure sale date or vehicle repossession, Chapter 13 bankruptcy offers an effective legal mechanism to retain valuable property. Through a structured three-to-five-year repayment plan supervised by the bankruptcy court, clients can catch up on delinquent mortgage arrears without facing further interest penalties or lender harassment. Tom Butcher also assists clients through the Oregon Foreclosure Avoidance Program, helping families restructure debt, lower monthly commitments, and preserve homeownership through methodical legal planning.

Stopping Wage Garnishments and Creditor Harassment

Oregon law permits judgment creditors to seize up to 25 percent of your disposable take-home pay, leaving families unable to meet vital living expenses like rent and groceries. Butcher Law Office, LLC takes immediate action to file bankruptcy petitions and stop garnishments before they decimate your paycheck. By asserting federal protections under the Bankruptcy Code, the firm puts an end to hostile collection tactics, repossession threats, and creditor lawsuits, restoring financial stability and peace of mind.

Personalized Consultations and Flexible Scheduling

Butcher Law Office, LLC offers complimentary 30-minute consultations conducted by phone, video conference, or in person at its accessible Eugene office on Highway 99 North. Recognizing that financial emergencies do not conform to standard workdays, evening and weekend appointments are readily available upon request. Flexible fee payment options ensure that high-caliber representation remains within reach. When you need a lawyer or want to find an attorney who will treat your financial circumstances with dignity and focused attention, contact Butcher Law Office, LLC to start your journey toward financial freedom.