Lemke & Pederson - McKinney, TX

Decades of Trusted Bankruptcy and Debt Relief Guidance in McKinney

When unexpected life events such as illness, job loss, or marital separation lead to financial hardship, having seasoned legal advocates makes all the difference. Lemke & Pederson, located at 201 S McDonald Street in McKinney, Texas, has served North Texas residents from the exact same office location since 1990. Founded by attorneys Scott Lemke and Janet Pederson, graduates of Drake University Law School who have practiced law in Texas since the 1980s, the firm brings more than seven decades of combined legal mastery to every financial challenge.

As active members of the National Association of Consumer Bankruptcy Attorneys and leadership figures in the Collin County Bar Association, Scott Lemke and Jan Pederson believe that bankruptcy is not an ending, but a legal pathway toward a fresh start. Clients who need to hire a bankruptcy attorney in McKinney find a warm, welcoming environment where they are treated with genuine empathy and respect rather than judgment.

Focused Consumer and Small Business Bankruptcy Services

Lemke & Pederson focuses exclusively on bankruptcy law, ensuring in-depth procedural knowledge in the Eastern and Northern Districts of Texas federal bankruptcy courts:

• Chapter 7 liquidation bankruptcy: Eliminating unsecured debts such as credit cards, unpaid medical invoices, deficiency balances, and personal loans, while utilizing Texas exemption statutes to protect homes, cars, and retirement accounts.
• Chapter 13 reorganization bankruptcy: Designing manageable three-to-five-year repayment plans that consolidate debts, cure delinquent mortgage payments, and prevent home foreclosure.
• Sole proprietor and small business bankruptcy: Assisting independent contractors and family business owners in navigating debt relief solutions to reorganize or wind down operations without excessive personal liability.
• Income tax resolution through bankruptcy: Evaluating qualifying federal income tax liabilities to legally discharge back taxes or roll them into structured, penalty-free repayment arrangements.
• Stopping creditor harassment and foreclosure: Putting an immediate stop to telephone collection harassment, repossession threats, and creditor wage garnishments via the automatic stay.

An Open-Door Philosophy for Stressed Families

At Lemke & Pederson, accessibility and direct communication are core principles. Unlike large assembly-line legal mills, clients work directly with Scott Lemke or Janet Pederson throughout the bankruptcy timeline. The McKinney office maintains an open-door policy where clients are welcome to walk in without an appointment to discuss their financial challenges, receive clear answers, and craft a realistic plan of action.

Contact Lemke & Pederson for a Free Consultation

Reclaim control over your finances with attorneys who have guided thousands of North Texans to debt-free stability. Contact Lemke & Pederson in McKinney today by phone or stop by their South McDonald Street office for a free, confidential bankruptcy consultation.