The Debt Defenders by Ciment Law Firm, PLLC - San Antonio, TX
The Debt Defenders by Ciment Law Firm, PLLC is a premier San Antonio debt resolution practice founded by Attorney Daniel Ciment, providing aggressive debt lawsuit defense, Chapter 7 bankruptcy, and protection against collection harassment across Texas.
Comprehensive Debt Relief and Consumer Defense in San Antonio
Struggling with overwhelming credit card balances, medical debts, or aggressive collection calls can quickly derail your financial stability. Located on East Sonterra Boulevard in San Antonio, The Debt Defenders by Ciment Law Firm, PLLC provides strategic legal guidance for Texans seeking financial freedom. Founded in 2018 by consumer attorney Daniel Ciment, the firm is dedicated to defending individuals against creditors, asserting statutory rights, and rebuilding credit scores.
Lead attorney Daniel Ciment graduated from South Texas College of Law in 2003, beginning his career handling lawsuits for debt collectors before becoming a partner at a Chicago consumer bankruptcy firm. This dual perspective enables the firm to anticipate creditor tactics and negotiate optimal settlements. Whether you need a lawyer urgently to respond to a court summons or want to hire an attorney to eliminate debt, The Debt Defenders provides resolute representation.
Strategic Debt Lawsuit Defense and Creditor Negotiations
Ignoring a court summons from a credit card company or debt buyer can result in default judgments and frozen bank accounts. Operating as experienced debt relief lawyers, the firm defends consumers against collection lawsuits by challenging expired statutes of limitations, lack of legal standing, and improper documentation. The team works to secure case dismissals or negotiate substantial balance reductions.
- Defense against third-party debt-buyer lawsuits filed in Bexar County courts
- Protection of personal bank accounts from post-judgment garnishment efforts
- Negotiation of affordable lump-sum debt settlements and payment plans
- Enforcement of creditor duties under the Texas Finance Code and federal law
- Enrollment in the Debt Protection Program to insulate families from collection actions
Chapter 7 Bankruptcy and Fresh Start Solutions
When debts become impossible to manage through negotiation, federal bankruptcy offers an effective legal solution. As skilled bankruptcy lawyers, the firm guides clients through Chapter 7 bankruptcy. Filing immediately triggers the automatic stay, halting all creditor calls, wage garnishments, repossessions, and lawsuits. The firm helps consumers discharge qualifying unsecured obligations while preserving exempt Texas assets.
Halting Unlawful Collection Harassment and Robocalls
Collection agencies often cross the line into illegal conduct, using threatening language and unauthorized robocalls. The Debt Defenders holds predatory collectors accountable under the Fair Debt Collection Practices Act and the Telephone Consumer Protection Act, pursuing damages of up to one thousand dollars or more per violation for affected consumers.
Why Clients Choose The Debt Defenders
Consumers choose The Debt Defenders by Ciment Law Firm, PLLC for distinct advantages:
- Insider knowledge from attorneys who previously represented debt collectors
- Transparent pricing with manageable payment plans designed for stressed budgets
- Recognized advocacy with an A+ BBB rating and Gold Client Champion awards
- Fluent bilingual representation in English and Spanish for clear communication
- Comprehensive strategy to resolve debts, protect consumer rights, and rebuild credit
If you need to find an attorney to stop debt collection harassment, contact The Debt Defenders by Ciment Law Firm, PLLC in San Antonio today to schedule your free consultation.
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Location & Access
Primary Address
Located in the prestigious and rapidly expanding Stone Oak district of Far North San Antonio, at the intersection of Sonterra Boulevard and Ronald Reagan Drive.
Building Location
Situated on the third floor of the Class A Concord Park II office building at 401 E Sonterra Boulevard. This highly efficient, 3-story commercial property is professionally managed and is known for its elegant lobby and public art.
Parking Details
Ample free parking is available on-site in the large surface public parking lot surrounding the building, which offers up to 476 total spaces with covered and reserved parking options.
Public Transit
Served by VIA Metropolitan Transit Route 503 (Huebner Crosstown); nearest stop is at Sonterra & Ronald Reagan.
Accessibility / Suite Access
Enter the main lobby of Concord Park II from the parking lot. Take the Schindler elevators up to the third floor, where you will find the offices in Suite 375.