Consumer Protection Law New York
Can a New York Gym Legally Stop You From Canceling Your Membership?
Step-by-Step Process to Cancel Your Gym Membership in NYTrying to cancel a gym membership often feels like a high-intensity workout. Front desk staff will tell you that you "must...
Navigating the New York Used Car Lemon Law: Mileage Tiers, Mandatory Dealer Warranties, and Exclusions
Buying a pre-owned vehicle can be a great financial decision, but it also comes with anxiety. What happens if the engine blows a week after you drive off the lot in Rochester or Sy...
Suing a Debt Collector for FDCPA Violations in New York: Costs, Fees, and Compensation
Receiving constant, harassing phone calls from debt collectors can destroy your peace of mind. Many collection agencies rely on fear, intimidation, and outright lies to bully New Y...
How to Sue a Home Improvement Contractor for Abandonment and Fraud in New York
Step-by-Step Process to Hold a Contractor Accountable in NYHiring a contractor to remodel your home in New York should be exciting, but when they take your money and vanish, it qu...
Medical Debt Collection Harassment in NY: Your Rights Under the Medical Debt Protection Act
A sudden medical emergency is terrifying enough without the added fear of financial ruin. For millions of New Yorkers, surviving an illness or an accident is quickly followed by an...
Canceling Auto-Renewing Subscriptions in New York: Your Legal Rights Under GBL 527-A
Step-by-Step Process to Cancel Subscriptions in New YorkWe have all been there: you sign up for a "free trial" or a monthly service, and when you try to cancel, the company makes...
Suing a New York Car Dealership for Loan Packing, Hidden Add-Ons, and Illegal Doc Fees
The Hidden Costs of Loan Packing in NYWhen you sit in the finance office of a New York auto dealership, the finance and insurance (F&I) manager's primary goal is to maximize the d...
Clearing Tax and Unemployment Identity Theft with the NYS Department of Labor & IRS
Discovering that criminals have stolen your identity is terrifying, but finding out they used your Social Security Number to file fake tax returns or drain unemployment benefits cr...
Lemon Law for Electric Vehicles in New York: Battery Degradation, Phantom Drain, and Software Failures
The roads of New York are rapidly electrifying. From Teslas commuting across the Brooklyn Bridge to Rivians exploring upstate terrain and Ford Mach-Es navigating Albany, Electric V...
How to Recover Stolen Property from Deed Theft in New York: Timelines & Costs
Finding out that your home has been "sold" without your knowledge is one of the most terrifying experiences a property owner can face. Deed theft is a severe, growing crime across...
How the New York New Car Lemon Law Works: Timelines, Repair Attempts, and Qualifying Defects
Buying a brand-new car in New York-whether you are commuting from Long Island to Manhattan or driving through the snowy roads of Buffalo-should bring peace of mind. However, someti...
What to Do When a New York Auto Dealer Forges Your Signature or Falsifies Your Income
Recognizing Dealer Fraud on Your Auto LoanTrusting a dealership with your personal financial information is necessary to buy a car, but some rogue finance managers abuse that trus...
How to Fight Yo-Yo Financing and Spot Delivery Scams by New York Auto Dealers
Understanding Spot Delivery and Yo-Yo Scams in New YorkBuying a car in New York should be a straightforward transaction, but some corrupt dealerships use a deceptive tactic known...
Suing New York Banks for Unauthorized Zelle, Venmo, and Wire Transfer Fraud
When cybercriminals drain your bank account through Peer-to-Peer (P2P) apps like Zelle or Venmo, or execute massive unauthorized wire transfers, banks often immediately refuse to r...
New York Consumer Credit Fairness Act (CCFA): The 3-Year Statute of Limitations on Debt
Falling behind on bills can happen to anyone, and the stress of dealing with aggressive debt collectors only makes the situation worse. For years, New Yorkers were hounded by colle...