Dezenberg & Smith, Attorneys At Law - Huntsville, AL

Dedicated Bankruptcy and Debt Relief Attorneys

Dezenberg & Smith, Attorneys At Law is a specialized law firm in Huntsville, Alabama, devoted exclusively to helping individuals and families overcome financial crises. Founded in 1990 by attorney G. John Dezenberg, Jr., the firm has built a legacy of compassion and effectiveness, operating on the core belief that 'bad things happen to good people.' Whether you are facing foreclosure, drowning in credit card debt, or dealing with aggressive creditor harassment, our firm serves as a federally designated Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code, providing a pathway to a fresh financial start.

Your Path to Financial Freedom

We understand that the decision to file for bankruptcy is never easy. That is why we strive to make the process as accessible and stress-free as possible. Our practice focuses on the two primary forms of consumer bankruptcy:

• Chapter 7 Bankruptcy: Often called 'liquidation' bankruptcy, this option allows qualified individuals to discharge most unsecured debts, such as medical bills and personal loans, effectively wiping the slate clean in a matter of months.
• Chapter 13 Bankruptcy: Known as the 'wage earner's plan,' this allows you to consolidate your debts into an affordable monthly payment plan spanning three to five years. It is a powerful tool for stopping foreclosure and allowing you to catch up on missed mortgage or car payments.

Affordable and Transparent Legal Help

One of the biggest hurdles to seeking legal help is the cost. Dezenberg & Smith has removed this barrier with their $0 Money Down approach for Chapter 13 cases. We believe you should not have to be rich to afford a lawyer. For Chapter 7 cases, we offer a low cost of just $5.00 to open a file, allowing us to start working on your case immediately. This client-friendly fee structure, combined with our 40+ years of combined experience, makes us one of the most trusted bankruptcy firms in North Alabama.

Recognized Excellence

Our commitment to our clients has earned us significant recognition. Attorney G. John Dezenberg, Jr. has been voted one of Alabama's Top 10 Bankruptcy Attorneys by the American Institute of Bankruptcy Attorneys. We also hold a superb rating on Avvo and have received the Clients' Choice Award. These accolades reflect our dedication to providing top-tier legal representation with a personal touch.

Convenient North Huntsville Location

Our office is located at 2700 Winchester Road NE, serving clients in Huntsville, Madison, and the surrounding counties. We offer free initial consultations to review your financial situation and explain your options in plain English. Contact us today to stop the collections calls and take the first step toward a debt-free future.