Gloyeski Law Office - South Bend, IN

Compassionate Bankruptcy and Social Security Advocacy in South Bend

Experiencing severe financial hardship, rising debts, or a sudden disabling medical condition can leave you feeling completely overwhelmed. In these stressful moments, you should not have to navigate complex federal laws alone. You may need to find a lawyer who is not only a highly competent litigator but also someone who genuinely cares about regular people. Gloyeski Law Office, located in South Bend, Indiana, provides compassionate, affordable, and expert legal counsel in consumer bankruptcy and Social Security Disability (SSD) law. Founded by veteran attorney Anita Gloyeski, the firm is dedicated to helping individuals and families throughout Northern Indiana hit the reset button on their finances and secure the federal benefits they are rightfully owed.

Comprehensive Debt Relief Through Chapter 7 and Chapter 13 Bankruptcy

When bills pile up, credit card balances soar, or medical emergencies drain your savings, the constant calls from aggressive collection agencies can cause immense anxiety. Anita Gloyeski and her legal team bring deep expertise to analyzing your financial profile and guiding you toward the best debt-relief strategy. Their core bankruptcy services include:

• Chapter 7 Bankruptcy: Often referred to as a 'fresh start,' Chapter 7 allows eligible individuals to completely wipe out unsecured debts-including credit cards, medical bills, and repossessions-while protecting their essential personal property under Indiana's generous exemption laws.
• Chapter 13 Bankruptcy: For individuals with steady income who do not qualify for Chapter 7 or want to save their home from foreclosure, Chapter 13 establishes a manageable three-to-five-year repayment plan to catch up on missed mortgage or car payments.
• Creditor Harassment Protection: Once you file for bankruptcy, the court issues an automatic stay that legally bars creditors from calling you, writing to you, garnishing your wages, or pursuing foreclosure.

Navigating the Complexities of Social Security Disability Appeals

In addition to consumer bankruptcy, Gloyeski Law Office is a premier local practice for securing Social Security Disability benefits. If a severe physical or mental impairment has prevented you from working for at least 12 months, navigating the Social Security Administration (SSA) system can feel like an uphill battle. With a vast majority of initial claims being denied, having a skilled attorney to appeal a denial, gather medical evidence, and represent you in front of an Administrative Law Judge (ALJ) is critical. Anita Gloyeski leverage her background in business and psychology to present compelling medical cases that secure the monthly income and healthcare benefits you deserve.

Decades of Dedicated Experience Focused on Regular People

Founding attorney Anita Gloyeski began her legal journey in consumer bankruptcy over two decades ago, practicing as an attorney since 2002. Having spent ten years working in large, high-volume bankruptcy firms, she realized that many major operations treated clients like file numbers rather than real people. She founded Gloyeski Law Office to deliver a higher standard of personalized, caring service. Anita is a proud member of the American Bankruptcy Institute (ABI), the National Association of Consumer Bankruptcy Attorneys (NACBA), and the National Association of Chapter 13 Trustees (NACTT). If you need to hire a lawyer who is down-to-earth and committed to your welfare, contact her South Bend office today to arrange your completely free initial case evaluation.