Peter Francis Geraci Law L.L.C. - South Bend, IN

High-Volume, Trusted Consumer Bankruptcy Advocacy in South Bend

When you are struggling under the weight of overwhelming credit card bills, medical expenses, or past-due mortgage payments, you need a law firm that has the legal machinery to act swiftly and protect your assets. If you need to find a bankruptcy attorney in South Bend who has successfully helped thousands of clients regain financial freedom, Peter Francis Geraci Law L.L.C. is ready to represent you. Founded in 1977 by renowned consumer advocate Peter Francis Geraci, our firm is one of the oldest, largest, and most reputable debt relief agencies in the country, providing robust Chapter 7 and Chapter 13 bankruptcy services throughout Illinois, Indiana, and Wisconsin.

We understand that financial crisis does not make you a bad person. Job loss, illness, divorce, and inflation can quickly cause debts to spiral out of control. That is why our highly streamlined legal process is built to stop collector harassment, halt foreclosures, prevent vehicle repossessions, and stop wage garnishments immediately. When you hire a bankruptcy lawyer from Geraci Law, you get the combined strength of our dedicated team of consumer bankruptcy attorneys, state-of-the-art case tracking systems, and decades of trial-tested bankruptcy experience.

Targeted Consumer Debt Relief Services

At our South Bend law office, we focus our legal efforts on the core consumer protection chapters of the United States Bankruptcy Code:

• Chapter 7 Bankruptcy: Often called straight bankruptcy, Chapter 7 allows eligible individuals and families to completely wipe out unsecured debts, such as credit card balances, medical bills, and signature loans, while protecting essential assets under Indiana exemptions.
• Chapter 13 Debt Reorganization: If you are facing a pending foreclosure or vehicle repossession, Chapter 13 provides an affordable, court-structured repayment plan allowing you to catch up on missed mortgage or car payments over three to five years.
• Stopping Foreclosure & Sheriff Sales: Our firm's success rate in saving family homes is virtually unmatched. Filing a bankruptcy petition instantly triggers the court-ordered automatic stay, blocking banks and lenders from pursuing foreclosure sales.
• Stopping Wage Garnishments: We work rapidly to stop payroll deductions and wage garnishments, allowing you to keep your hard-earned wages to support your family.

Decades of Elite Midwest Advocacy

Peter Francis Geraci Law L.L.C. has represented over 150,000 clients over more than forty-five years of dedicated service. Our South Bend office serves St. Joseph County and the surrounding Northern Indiana communities with the highest standards of professional care. We offer completely free initial bankruptcy consultations, during which we will review your budget, debts, and goals to help you choose the best financial path. We also offer affordable, flexible payment plans to fit your situation. Contact our South Bend office today to schedule your complimentary consultation and start building your fresh financial future.