Moshier Law Office, PLLC – St Paul, MN

Dedicated Bankruptcy Representation in the Twin Cities

For over three decades, Moshier Law Office, PLLC has been a pillar of stability for individuals facing financial crises in Saint Paul and the greater Minneapolis-St. Paul metropolitan area. Led by Becky A. Moshier, a seasoned attorney with a deep commitment to consumer advocacy, the firm specializes exclusively in bankruptcy law. The practice was established with a clear mission: to provide compassionate, non-judgmental legal counsel to those overwhelmed by debt. Understanding that financial distress can stem from unforeseen life events such as medical issues, divorce, or unemployment, the firm offers a safe harbor where clients can explore their legal options without fear or shame.

Expertise in Consumer Bankruptcy Protection

The firm provides comprehensive services in Chapter 7 and Chapter 13 bankruptcy, tailoring each strategy to the unique needs of the client. In a Chapter 7 filing, the firm works diligently to discharge unsecured debts, offering a ”fresh start” to those who qualify. This process is often the quickest route to financial relief, halting creditor harassment and eliminating the burden of credit card bills and medical expenses. For clients with steady income or significant assets they wish to retain, the firm crafts detailed Chapter 13 reorganization plans. These plans allow debtors to catch up on missed mortgage payments, resolve tax liabilities, and consolidate debts into a single, manageable monthly payment.

• Foreclosure Prevention: utilizing the automatic stay to halt sheriff sales and protect family homes.
• Garnishment Defense: Immediate legal action to stop wage garnishments and unfreeze bank accounts.
• Debt Analysis: Thorough review of financial history to determine the most effective legal remedy.

A Personalized Approach to Legal Services

What sets Moshier Law Office apart is the direct, personal attention every client receives. Unlike large firms where cases are passed between paralegals, clients here work directly with an experienced attorney who oversees every aspect of the case-from the initial free consultation to the final discharge of debts. The firm prides itself on clear communication, explaining complex bankruptcy codes in plain English so clients can make informed decisions. This hands-on approach ensures that no detail is overlooked and that the chosen legal path aligns perfectly with the client’s long-term financial goals.

”We don’t just file paperwork; we help rebuild lives. Our goal is to lift the weight of debt off your shoulders so you can focus on the future.”

Long-Standing Commitment to the Community

Since opening its doors in 1991, the firm has successfully guided thousands of Minnesotans through the bankruptcy process. The attorney’s deep roots in the community and extensive experience with the local bankruptcy courts and trustees provide clients with a distinct advantage. The firm assists with more than just the filing; they provide guidance on life after bankruptcy, offering tips on budgeting and credit repair to ensure clients do not fall back into debt. Conveniently located on University Avenue, the firm is accessible to residents across the Twin Cities, providing a trusted resource for those ready to take the first step toward financial freedom.