Seltzer and Associates, P.C. – Philadelphia, PA

National Leaders in Long-Term Disability and ERISA Claims

Seltzer and Associates, P.C. is a premier, nationally recognized law firm headquartered in Philadelphia, dedicated exclusively to representing individuals in their fight for long-term disability benefits. Founded on the principle of providing a powerful voice for professionals and executives, our mission is to navigate the complex and often adversarial landscape of disability insurance claims. We understand that a disabling illness or injury is a life-altering event, and the denial of benefits can be devastating. Our firm is committed to shouldering the legal burden, leveraging decades of specialized experience to challenge the unfair tactics of insurance companies and secure the financial stability our clients rightfully deserve. We are not just attorneys; we are steadfast advocates in your corner. ⚖️

Specialized Expertise in a Niche and Complex Field

At Seltzer and Associates, P.C., we do one thing, and we do it with unparalleled expertise: we handle disability insurance claims. This singular focus allows us to maintain an exceptional depth of knowledge in the Employee Retirement Income Security Act (ERISA), which governs most employer-sponsored disability plans, as well as individual disability insurance (IDI) policies. Our team is adept at every stage of the disability claim process, from the initial application to federal court litigation. We are committed to a hands-on, meticulous approach for every client.

• Long-Term Disability Insurance Claims: We provide comprehensive representation for professionals such as physicians, dentists, surgeons, and financial executives who have had their long-term disability claims wrongfully denied or terminated by insurers.
• ERISA Law: Our attorneys are experts in navigating the intricate federal regulations of ERISA, managing administrative appeals, and litigating claims in federal court when insurance companies act in bad faith.
• Individual Disability Insurance (IDI): We represent holders of private disability policies, ensuring that insurance carriers like Unum, Cigna, MetLife, and The Hartford honor their contractual obligations.
• Initial Applications and Appeals: We assist clients from the very beginning, helping to prepare strong initial applications to maximize the chances of approval and handling all levels of the administrative appeal process following a denial.
• Litigation and Settlements: When insurance companies refuse to pay, we are fully prepared to take them to court. We are skilled negotiators who also work to secure favorable lump-sum buyouts and settlements for our clients.

Your Partner in Securing Your Future

We understand the trust our clients place in us during their most vulnerable times. Our firm’s national reputation for excellence is built on a foundation of integrity, perseverance, and success. Our attorneys have been consistently recognized by their peers with prestigious honors such as ‘Super Lawyers’ and Martindale-Hubbell’s ‘AV Preeminent’ rating, the highest possible rating for legal ability and ethical standards. 🏆 We offer a free consultation to evaluate your case and provide an honest assessment of your legal options. If you are unable to work and your disability benefits have been denied, you are not alone. Contact us today and let our expertise be your advantage. 🤝