Profile
Leading Finance and Real Estate Counsel
Andrea Harlow is a distinguished partner at Williams Mullen in Richmond, Virginia, recognized for her expertise in banking and finance law. With over two decades of legal experience, she serves as a trusted advisor to financial institutions, ranging from community banks to large national lenders. Andrea co-chairs the firm’s Financial Services Industry Service Group, leading a multidisciplinary team that handles complex financing transactions and restructures. Her practice is built on a deep understanding of the financial marketplace, helping clients balance risk management with their business goals.
Specialized Practice Areas
Andrea’s practice covers a broad spectrum of financial and real estate matters:
- Commercial Real Estate Finance: Structuring loans for development, construction, and permanent financing of commercial properties.
- Asset-Based Lending: Advising on working capital lines of credit and equipment financing.
- Troubled Debt Restructuring: helping lenders navigate workouts and maximize recovery from distressed loans.
- Conservation Easements: A niche practice area where she represents lenders and landowners in transactions involving land preservation tax credits.
- Affordable Housing: Expertise in Low-Income Housing Tax Credits (LIHTC) and bond financing.
Award-Winning Leadership
If you need to find a lawyer for sophisticated financial transactions, Andrea Harlow is a proven leader:
- Top Rated: consistently listed in The Best Lawyers in America for Banking and Finance Law and Real Estate Law.
- Influential: Named to the ‘Influential Women of Law’ class by Virginia Lawyers Weekly.
- Community Leader: A past president of CREW Richmond (Commercial Real Estate Women), she is dedicated to mentoring the next generation of female leaders in the industry.
Downtown Richmond Office
Andrea practices from the Williams Mullen Center, a landmark high-rise in downtown Richmond. Her office offers a professional setting for high-level negotiations and closings. Whether you are a lender closing a deal or a developer seeking financing, Andrea Harlow provides the strategic legal counsel necessary to succeed.
Specializing In
Commercial Real Estate, Banking Law, Conservation Easements
Address & Location
Located in the heart of the Central Business District in downtown Richmond, close to the James River and the scenic Canal Walk.
Building Location
This is a modern 15-story Class A office building known as the Williams Mullen Center. It is located at the corner of 10th and Canal Streets, right next to Kanawha Plaza.
Suite Access
Upon entering the lobby of the Williams Mullen Center, take the elevator to the 16th floor, where the reception area is located. The office is located in Suite 1600.
Parking Details
An on-site multi-level parking garage is available at the building. Visitors can enter the parking deck from 10th Street, bear left, and proceed up the ramp for hourly parking.
Public Transit
Served by GRTC Route 14 (Eastbound); nearest stop is at Cary + 10th.
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