Malissa Lambert Giles - Roanoke, VA

Compassionate Debt Relief and Premier Bankruptcy Advocacy in Roanoke

When unmanageable bills, aggressive collection calls, or impending foreclosure threaten your peace of mind, finding empathetic and authoritative legal guidance is crucial. Practicing out of the historic 129 Campbell Avenue SE office in downtown Roanoke, Malissa Lambert Giles has served as a champion for consumer debtors for more than thirty years. As a co-founding partner of Giles and Lambert, PC, established in 1993, attorney Giles has helped thousands of hardworking individuals and families overcome financial hardship caused by medical crises, layoffs, or marital dissolution. Repeatedly named Roanoke Bankruptcy Lawyer of the Year by Best Lawyers in America, she combines deep technical mastery of the Bankruptcy Code with genuine compassion for every person who walks through her doors. When you need to hire a bankruptcy lawyer in Roanoke who views bankruptcy not as a failure but as a constitutionally protected right to a fresh start, Malissa Lambert Giles delivers unwavering support.

Chapter 7 Liquidation and Chapter 13 Debt Reorganization

As a seasoned bankruptcy lawyer and dedicated debt relief advocate, Malissa Lambert Giles provides comprehensive counsel across consumer insolvency options. In Chapter 7 bankruptcy proceedings, she assists clients who qualify under the means test to eliminate burdensome unsecured debts such as credit card balances, overdue medical bills, and personal loans, allowing them to retain exempt home equity, vehicles, and retirement accounts. For clients facing mortgage arrears, vehicle repossession, or tax debt, attorney Giles structures Chapter 13 consolidation plans. These court-approved repayment plans allow debtors to catch up on missed mortgage installments and significantly reduce overall payments over a three-to-five-year timeframe without interest accumulation or creditor pressure.

Defending Debtor Rights Against Predatory Lending and Stay Violations

Filing for bankruptcy triggers the powerful federal automatic stay, which instantly halts all collection efforts, telephone harassment, wage garnishments, and judicial lawsuits. Attorney Giles is widely recognized for her fearless defense of consumer rights when predatory lenders or major financial institutions willfully ignore court orders. Having litigated precedent-setting automatic stay cases before the United States Court of Appeals for the Fourth Circuit and federal courts nationwide, she holds abusive creditors legally accountable, seeking statutory damages, emotional distress compensation, and legal fees for wronged consumers.

A Client-Centered Approach with Judgment-Free Support

At Giles and Lambert, PC, every client is treated with dignity, respect, and personal attention. The firm understands that debt problems are accompanied by anxiety and stress, which is why the Roanoke office even features a certified office comfort dog, Appa, to help put visitors at ease. Attorney Giles and her dedicated legal team take the time to evaluate each individual financial situation, exploring debt negotiation, budgeting, and insolvency alternatives to ensure clients choose the exact path best suited for their long-term economic well-being.

Distinguishing Hallmarks of Malissa Lambert Giles

• Over three decades of concentrated focus on consumer bankruptcy and debtor protection across Southwest Virginia.
• Recognized multiple times as Roanoke Lawyer of the Year in Bankruptcy and Creditor Debtor Rights by Best Lawyers.
• National leadership in debtor rights litigation, challenging unlawful creditor collection tactics in federal court.
• Free initial consultations with accessible payment arrangements designed for individuals facing financial hardship.

If you are struggling to make ends meet and need to find an attorney who will listen without judgment and fight for your future, contact Malissa Lambert Giles at Giles and Lambert, PC in Roanoke. Take the first step toward lasting financial peace by scheduling your free confidential consultation today.