Giles & Lambert, P.C. - Roanoke, VA
Giles and Lambert, P.C. is an acclaimed Roanoke, Virginia bankruptcy law firm established in 1993, dedicated to helping individuals, families, and small businesses eliminate debt and achieve a fresh financial start through Chapter 7 and Chapter 13 bankruptcy.
Compassionate Debt Relief and Bankruptcy Advocacy in Roanoke
Overwhelming debt can rob you of sleep and freedom. Whether triggered by medical bills, job loss, divorce, or business setbacks, financial distress is deeply stressful. Located on Campbell Avenue Southeast in downtown Roanoke, Giles and Lambert, P.C. has helped thousands of Virginians regain control of their financial lives since 1993. Founded by partners Tracy Allen Giles and Malissa Lambert Giles, the firm views bankruptcy not as a failure, but as a legal bridge to a fresh start.
The attorneys combine legal acumen with non-judgmental compassion. Partner Malissa Lambert Giles has been recognized repeatedly as Lawyer of the Year by Best Lawyers in America for Bankruptcy and Creditor Debtor Rights in Roanoke. When clients need a lawyer urgently to halt a foreclosure, vehicle repossession, or paycheck garnishment, the firm acts immediately to invoke federal bankruptcy protections.
Chapter 7 Bankruptcy and Total Debt Discharge
Chapter 7 liquidation offers honest debtors the opportunity to permanently wipe out burdensome unsecured obligations. Operating as trusted bankruptcy lawyers and debt relief lawyers, the firm navigates every step of the process:
- Eliminating qualifying unsecured debts including credit card balances, medical bills, payday loans, and personal signature loans.
- Guiding clients through the federal Means Test to determine eligibility based on Roanoke area median household income.
- Maximizing Virginia statutory exemptions to protect essential client assets including vehicles, home equity, and retirement accounts.
- Enforcing the federal automatic stay to instantly terminate harassing phone calls, collection letters, and civil collection lawsuits.
- Assisting clients through the mandatory meeting of creditors with an experienced attorney by their side.
Chapter 13 Debt Reorganization and Foreclosure Defense
For individuals facing home foreclosure, delinquent mortgage payments, or incomes above the Chapter 7 threshold, Chapter 13 debt reorganization offers a powerful court-supervised solution:
- Halting home foreclosures immediately and structuring manageable three-to-five-year plans to cure mortgage arrears.
- Preventing vehicle repossessions and potentially reducing high auto loan interest rates through cramdown provisions.
- Consolidating debt into a single, predictable monthly payment administered by a court-appointed bankruptcy trustee.
- Resolving priority tax debts and past-due domestic support obligations without accumulating punitive creditor interest.
- Discharging remaining eligible unsecured balances upon successful completion of the repayment plan.
Stopping Wage Garnishments and Creditor Harassment
Under Virginia law, creditors can seize up to twenty-five percent of your disposable earnings through wage garnishments, leaving families struggling to afford basic necessities. Filing for bankruptcy creates an automatic court injunction that immediately stops ongoing wage garnishments, bank account freezes, and aggressive debt collection tactics, restoring dignity and stability to your household.
Why Clients Choose Giles and Lambert, P.C.
When you decide to hire an attorney in Roanoke for debt relief, Giles and Lambert, P.C. provides unmatched qualifications:
- More than three decades of continuous bankruptcy practice serving Roanoke, Martinsville, and Blacksburg since 1993.
- Multiple Lawyer of the Year honors from Best Lawyers in America in bankruptcy and debtor rights.
- Compassionate, non-judgmental legal guidance delivered by attorneys who listen to your unique circumstances.
- Free, confidential initial consultations offered in-person, over the phone, and via secure video conferences.
- Affordable fee structures and flexible payment arrangements tailored to your financial situation.
If you are struggling with unmanageable debt and need to find a lawyer who will treat you with respect and fight for your financial future, contact Giles and Lambert, P.C. in Roanoke today to schedule your free consultation.
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Location & Access
Primary Address
Located in the historic and walkable Downtown Roanoke neighborhood, just steps away from the bustling Market Square SE and the Roanoke City Market Building.
Building Location
This is a historic 3-story brick commercial building constructed in 1910. The building is situated near the corner of Campbell Avenue SE and Williamson Road, and is easily found close to the Roanoke City Market Building and Awful Arthur's Seafood Company.
Parking Details
Visitors can utilize several nearby surface parking lots. While some public parking areas may have undetermined fees, other local lots are accessible and require a paid fee.
Public Transit
Served by Valley Metro Transit Route 31 (Third Street Station to Blue Hills); nearest stop is at Market Building.
Accessibility / Suite Access
Enter the building through the main entrance on Campbell Avenue SE. Take the elevator or use the stairs to go up to the third floor, where you will find the law offices in Suite 300.