Bankruptcy Law Services - Madison, WI

Debt Relief Solutions for Working People

For over four decades, Bankruptcy Law Services has been a steadfast resource for Wisconsin residents overwhelmed by financial burdens. Founded by Attorney Mike Rynes in 1981, the firm is built on the principle that everyone deserves a second chance. Located on Madison's Near East Side, the practice focuses exclusively on helping individuals and families navigate the complexities of bankruptcy and debt relief. Unlike high-volume firms that treat clients like case numbers, Attorney Rynes offers a personal, hands-on approach, ensuring that every client understands their options and the path to a fresh start.

Expertise in Bankruptcy Law

The firm specializes in the most common forms of consumer bankruptcy, providing immediate relief from creditor harassment.

• Chapter 7 Bankruptcy: Often called ”liquidation” bankruptcy, this option allows qualified individuals to discharge unsecured debts like credit cards and medical bills, often while keeping their home and car.
• Chapter 13 Bankruptcy: Designed for those with regular income who are behind on mortgage or car payments. It allows for a structured repayment plan to catch up on arrears and stop foreclosure.
• Stopping Garnishment: Filing for bankruptcy triggers an ”automatic stay,” which immediately halts wage garnishments, utility shutoffs, and collection calls.

A Local, Accessible Practice

After many years in downtown Madison, the firm relocated to a more accessible office on Atwood Avenue, offering plenty of free parking and a welcoming atmosphere. Attorney Rynes understands the stress that comes with financial difficulty and strives to make the legal process as affordable and stress-free as possible. He operates with a flat-fee structure for most cases, so clients know exactly what to expect without hidden costs.

If you are losing sleep over debt and need to find a bankruptcy lawyer who will treat you with dignity and respect, Bankruptcy Law Services is here to help. The firm also works in conjunction with Badger Bankruptcy LLC, ensuring a continuity of care and modern legal solutions for all clients.