Law Offices of Mark Shmorgon - Sacramento, CA

Urgent Bankruptcy Relief by Law Offices of Mark Shmorgon

Serving Sacramento and Placer Counties

• Emergency Filings: When time is critical, the Law Offices of Mark Shmorgon is ready to act. We specialize in emergency bankruptcy filings to stop wage garnishments, bank levies, and foreclosure auctions immediately.
• Flexible Availability: Unlike many firms, we offer extended hours, including evenings and weekends. We understand that financial crises don't happen on a 9-to-5 schedule, and we are here when you need us.
• Direct Attorney Access: You will work directly with Mark Shmorgon, an experienced bankruptcy attorney who handles your case personally from start to finish, ensuring no detail is overlooked.

Our Bankruptcy Services

• Chapter 7 Liquidation: We assist clients in eliminating unsecured debt quickly. Most Chapter 7 cases are completed within a few months, allowing you to move on with your life debt-free.
• Chapter 13 Reorganization: For clients with higher incomes or significant assets, we design manageable repayment plans that consolidate your debts into one affordable monthly payment.
• Stopping Wage Garnishments: A garnishment can take a huge chunk of your paycheck, making it impossible to pay rent or buy food. Filing bankruptcy stops this immediately and, in some cases, allows us to recover recently garnished funds.
• Vehicle Repossession: If your car is about to be repossessed or has just been taken, we can help you get it back and restructure your loan payments through Chapter 13.

Why Choose Mark Shmorgon?

• Virtual Services: We offer remote consultations and electronic signing, making the process convenient and safe. You can file for bankruptcy without ever leaving your home.
• Affordable Rates: We understand you are in a difficult financial spot. We offer competitive rates and flexible payment plans for Chapter 13 cases to make representation accessible.
• Focus on Results: Our primary goal is to get your discharge. We meticulously prepare your petition to avoid objections and ensure a smooth process through the court system.

Common Bankruptcy Myths

• 'I will lose everything': This is rarely true. Most clients keep their home, car, and personal belongings thanks to exemptions.
• 'I will never get credit again': While bankruptcy stays on your report, you can begin rebuilding credit immediately. Many clients qualify for mortgages and car loans within a few years of discharge.

Contact Us Now

• Free Evaluation: Don't wait until it is too late. Contact the Law Offices of Mark Shmorgon for a free evaluation of your financial situation.
• Madison Avenue Office: Located in the North Highlands/Carmichael area on Madison Avenue, offering easy access and parking.