Theresa H Patterson PC - Memphis, TN

Experienced Bankruptcy Counsel in Memphis

Theresa H. Patterson, P.C. is a dedicated bankruptcy law firm located in Downtown Memphis, helping individuals and families find relief from overwhelming financial burdens. With over 30 years of experience, attorney Theresa Patterson has established herself as a knowledgeable and compassionate advocate for those facing debt crises. She understands that financial trouble often stems from unavoidable life events like illness, divorce, or job loss. Her practice is focused on using the tools provided by the federal bankruptcy code to help clients stop creditor harassment, save their assets, and achieve a fresh financial start.

Debt Relief Options

The firm specializes in consumer bankruptcy, providing clear guidance on the best path forward for each client's unique situation.

• Chapter 7 Bankruptcy: Assisting clients in discharging unsecured debts such as credit cards, medical bills, and personal loans. This ”fresh start” approach is designed for those with limited income and significant debt.
• Chapter 13 Bankruptcy: Creating a court-approved repayment plan to consolidate debts. This is often the best solution for homeowners facing foreclosure or individuals trying to prevent vehicle repossession.
• Creditor Defense: Acting immediately to stop wage garnishments, bank levies, and harassing phone calls from debt collectors.

A Personalized Approach

Theresa Patterson prides herself on handling cases personally, rather than passing clients off to paralegals. She takes the time to explain the long-term credit implications of bankruptcy and helps clients plan for life after their debts are discharged. As a member of the National Association of Consumer Bankruptcy Attorneys, she stays at the forefront of changes in bankruptcy law to better serve her clients.

Bankruptcy is not the end; it is a new beginning. We provide the legal support you need to regain control of your financial future.

Downtown Location

The firm is located at 44 N 2nd St, Suite 604, in the historic Falls Building. This downtown location is convenient for filing cases with the nearby Federal Bankruptcy Court. The office provides a private and non-judgmental space for clients to discuss their financial difficulties.

If debt has taken over your life, contact Theresa H. Patterson, P.C. today to explore your options. 💸