Cohen & Fila - Memphis, TN

Your Path to a Fresh Financial Start

Financial hardship can strike anyone. Job loss, medical emergencies, or divorce can quickly turn manageable bills into a mountain of debt. Cohen & Fila is a specialized law firm in downtown Memphis dedicated exclusively to helping good people navigate bad financial times. Since 1992, attorneys James Fila and the team have provided relief to thousands of Memphis residents through the U.S. Bankruptcy Code. Unlike general practice firms that ”dabble” in bankruptcy, Cohen & Fila focuses 100% of their energy on this complex field. They pride themselves on not being a ”bankruptcy mill”; instead, they offer a personalized, compassionate approach where you meet directly with an attorney, not just a paralegal.

Immediate Relief from Creditors

The moment you retain Cohen & Fila, the harassment stops. They act quickly to file your case, which invokes the ”Automatic Stay”-a powerful federal court order that halts all collection activities immediately. This means no more phone calls, no more letters, and no more threats. Whether you are looking to wipe the slate clean or simply need time to catch up on payments, they have the expertise to guide you to the right solution.

• Chapter 7 Bankruptcy: Known as ”straight bankruptcy,” this option can eliminate unsecured debts like credit cards, medical bills, and personal loans, giving you a fresh start in as little as 90 days.
• Chapter 13 Bankruptcy: A ”wage earner” plan that allows you to consolidate your debts into one affordable monthly payment. This is often the best tool to stop foreclosure and save your home.
• Stop Repossession: Acting fast can prevent your car from being taken or even get it back if it was recently repossessed.
• Stop Garnishments: They can stop wage garnishments immediately, putting your paycheck back in your pocket where it belongs.

Convenient Downtown Location

The firm is located in One Memphis Place, directly across from the Shelby County Courthouse. This central location makes it easy for clients to meet with their attorneys and attend any necessary hearings. The office environment is judgment-free and confidential. The team at Cohen & Fila understands the stress you are under and treats every client with the dignity and respect they deserve.

”Our number one goal is client satisfaction and to assist the honest but unfortunate individual make a fresh financial start.”

Free Initial Consultation

You do not have to live in fear of the phone ringing. Contact Cohen & Fila today for a free consultation. Let an experienced bankruptcy attorney analyze your situation and show you the path to financial freedom. 💸 🔄 ⚖