Fraley & Fraley PC Sacramento Bankruptcy Attorneys Sacramento, CA

Sacramento’s Longest Serving Bankruptcy Specialists

Over 40 Years of Debt Relief Excellence

Fraley & Fraley PC Sacramento Bankruptcy Attorneys is a premier debt relief firm that has been serving the Sacramento Valley since 1978. Founded by Gary Fraley, a Certified Bankruptcy Law Specialist by the State Bar of California Board of Legal Specialization, the firm brings an unmatched level of expertise to every case. With over four decades of experience, Fraley & Fraley has helped thousands of families and small businesses save their homes, cars, and financial futures. The firm distinguishes itself by looking beyond just the bankruptcy filing; they are committed to their clients’ long-term success. This is evidenced by their unique Free Credit Rebuilding Program, which is offered to all clients to help them bounce back faster after a discharge. Gary Fraley and his team understand that good people often face bad luck, and they provide a judgment-free zone where clients can find real solutions.

Comprehensive Bankruptcy Solutions

As certified specialists, the firm handles the full spectrum of consumer and business bankruptcy matters with precision.

• Chapter 7 Bankruptcy: Helping clients wipe out overwhelming credit card debt, medical bills, and personal loans to get a fresh start.
• Chapter 13 Bankruptcy: Designing repayment plans that allow homeowners to stop foreclosure, cure mortgage arrears, and strip second mortgages.
• Chapter 11 Bankruptcy: assisting individuals with high debt limits and small businesses in reorganizing their finances to stay in operation.
• Foreclosure Prevention: Using the power of the automatic stay to halt trustee sales and keep families in their homes.
• Wage Garnishment: Stopping IRS and creditor levies immediately to protect clients’ paychecks.
• Debt Settlement: Negotiating with creditors for clients who may wish to avoid bankruptcy but still need relief.

A Family-Oriented Firm

Fraley & Fraley is proud to be a family-run business that treats its clients like family. They offer a comprehensive free initial consultation that goes far beyond a quick sales pitch, often lasting an hour or more to fully analyze the client’s financial picture. The firm holds an A+ rating with the Better Business Bureau and a perfect 10.0 rating on Avvo, reflecting their commitment to ethical and effective representation. If you are looking for a bankruptcy attorney in Sacramento with the highest credentials and a proven track record, Fraley & Fraley PC is the gold standard.

Convenient El Camino Location

The office is located on El Camino Avenue in the Point West area of Sacramento. This location offers the professional amenities of a large firm with the convenience and accessibility of a suburban office, including ample free parking.